3448 Buglers Dr, Heber, AZ 85928 Property Records

Navajo County property record for 3448 Buglers Dr, Heber, AZ 85928

Property Summary

Property Type	Single Family Home
Details	1,467 sqft · built 2002
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2018)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-33-015`

Property Details

APN / Parcel Number

Primary APN	`207-33-015`

Interior

Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	1,935 sqft
1st Floor Area	1,467 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	468 sqft

Exterior Amenities

Porch	Open Slab
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	517 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3448 BUGLERS DR
City	HEBER
State	AZ
Zip	85928-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	HIGH COUNTRY PINES II UNIT 1: LOT 15 PER PLATS 18-64, 65, 66. OUT OF 207-04-007 FOR 99 ROLL.
Legal Range	16E
Legal Township	12N
Legal Section	15
Legal Subdivision	HIGH COUNTRY PINES
Legal Lot Number	15
Legal Unit	1
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1033
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 356, HEBER, AZ 85928-0356
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 23, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	201813709
Prior Transfer Date	Sep 18, 2013
Prior Transfer Doc	0000015836
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3448 BUGLERS DR, HEBER, AZ 85928-9524
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001357
Date	Jan 24, 2022
Instrument	2022-01357

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 23, 2018
Property Address	3448 BUGLERS DR, HEBER, AZ 85928-9524
Document Number	0000013709
Instrument Date	Aug 9, 2018
Instrument	13709
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8849 E GREENVIEW DR GOLD CANYON AZ 851186830, GOLD CANYON, AZ 85118-6830

Mortgage

Document Number	13710
Date	Aug 23, 2018
Instrument	13710

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 22, 2038

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3448 BUGLERS DR, HEBER, AZ 85928-9524
Document Number	0000012601
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3448 BUGLERS DR HEBER AZ 85928, HEBER, AZ 85928

Mortgage

Document Number	0000012601
Date	Aug 6, 2018
Instrument	12601

Lender

Name	NATIONAL BK/AR
Type	Bank
Address	OVERGAARD, AZ 85933

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$383,527 (+7.39%) Land $60,000 Building $323,527
2025	$1,917.00 (+4.24%)	$35,712 Land $5,150 Building $30,562	$357,124 Land $51,500 Building $305,624
2023	$1,839.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 92% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS HIGH COUNTRY PINES WATER COMPANY private · serves 668 people · EPA ID AZ0409329
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	11 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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