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34477 Ridgemont Ct, Fraser, MI 48026 Property Records

Macomb County property record for 34477 Ridgemont Ct, Fraser, MI 48026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,467 sqft · built 1995
Lot Size0.346 acres (15,072 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jul 2017)
Tax Bill$7,820 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-31-128-023

Property Details

APN / Parcel Number

Primary APN03-11-31-128-023
Alternative APN
  • 1131128023

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,467 sqft Living Area
1st Floor Area1,633 sqft
Basement Area1,633 sqft
Unfinished Basement1,567 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,072 sqft (0.346 acres)
Lot Dimensions145 ft deep x 104 ft wide
Garage TypeAttached
Garage Area561 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address34477 RIDGEMONT CT
CityFRASER
StateMI
Zip48026-3579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionFRASER MEADOWS NORTH SUB. NO. 1 LOT NO. 58. L102 PP32-39. CITY OF FRASER
Legal SubdivisionFRASER MEADOWS NORTH SUB
Legal Lot Number58
JurisdictionMACOMB MI
Township / Civil DivisionFRASER
Census Block Group1
Census Block1000
Census Tract254100

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address34477 RIDGEMONT CT, FRASER, MI 48026-3579
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES INC
Jul 19, 2017Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleMar 28, 1995 · Amount on Record
Deed Document Number20177089176
Deed Book / Page24835 / 125
Prior Transfer DateDec 17, 2010
Prior Transfer Doc0000104644
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address34477 RIDGEMONT CT, FRASER, MI 48026-3579
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address34477 RIDGEMONT CT, FRASER, MI 48026-3579

Mortgage

Document Number2102182875
DateMay 19, 2021
Book Page27715/490
Instrument202102182875
Lender
NameFIRST SECURITIES FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressFRANKLIN, MI 48025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 19, 2017
Property Address34477 RIDGEMONT CT, FRASER, MI 48026-3579
Document Number0000089176
Book / Page24835 / 125
Map ReferenceLB 102 PG 32-39
Instrument DateJul 6, 2017
Instrument7089176
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34477 RIDGEMONT CT, 34477, FRASER, MI 48026-3579

Transferred To (Grantee/Buyer)

NameVerified Name
Address34801 MORAVIAN DR APT 203, 203, STERLING HEIGHTS, MI 48312-5454

Mortgage

Document Number0000089177
DateJul 19, 2017
Instrument7089177
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityFraser City
Unified School DistrictFraser Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,100 (+13.77%)$436,200 (+13.77%)
2025$7,820.00 (+14.11%) Homeowner's exemption$191,700 (+10.62%)$383,400 (+10.62%)
2023$173,300$346,600
2022$6,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJan 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRASER
serves 14,297 people · EPA ID MI0002460
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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