34474 S Coves Dr, Afton, OK 74331 Property Records

Delaware County property record for 34474 S Coves Dr, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,302 sqft · built 2023
Lot Size	0.572 acres (24,919 sqft)
Owner	Trust Name on File
Last Sale	$1,050,000 (Jul 2026)
Tax Bill	$9,676 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24N22E-21-0-80137-001-0069`

Property Details

APN / Parcel Number

Primary APN	`24N22E-21-0-80137-001-0069`
Alternative APNs	`24N22E-21-0-00137-001-0069` `0016922` `16922`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,302 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,919 sqft (0.572 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16922
Street Address	34474 S COVES DR
City	AFTON
State	OK
Zip	74331-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVES BIRD ISLAND LOT 69 BLOCK 1 2502-32
Legal Range	22E
Legal Township	24N
Legal Section	21
Legal Subdivision	CLEORA-COVES BIRD ISLAND
Legal Block	1
Legal Lot Number	69
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2040
Census Tract	375804

Owner

34474 S Coves Dr is owner-occupied and held in a trust since July 2026.

Source: Delaware County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	34474 S COVES DR, AFTON, OK 74331-8874
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage BOKF NA
Sep 6, 2023	Warranty Deed, Transfer · Commercial Mortgage CENTRAL TRUST BANK
Nov 24, 2020	Warranty Deed, Transfer APEX TTL & CLOSING SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Feb 16, 2022 · Amount on File
Deed Document Number	20266837
Deed Book / Page	2667 / 540
Prior Transfer Date	Aug 18, 2006
Prior Transfer Doc	001731/322
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jul 28, 2026
Property Address	34474 S COVES DR, AFTON, OK 74331-8874
Document Number	0000006837
Book / Page	2667 / 540
Instrument Date	Jul 21, 2026
Instrument	20266837
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	APEX TITLE AGENCY, APEX TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	34474 S COVES DR, AFTON, OK 74331-8874

Mortgage

Document Number	0000006838,
Date	Jul 28, 2026
Instrument	20266838

Lender

Name	BOKF NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 6, 2023
Property Address	34474 S COVES DR, AFTON, OK 74331-8874
Document Number	0002502/32
Book / Page	2502 / 32
Instrument Date	Aug 30, 2023
Instrument	I-2023-007395
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,545.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6504 GOLDEN ASTER TRL, WATERSOUND, FL 32413-9580

Mortgage

Document Number	I2023007396
Date	Sep 6, 2023
Instrument	I-2023-007396

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Aug 30, 2028

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Nov 24, 2020
Property Address	34474 S COVES DR, AFTON, OK 74331-8874
Document Number	002352/774
Book / Page	2352 / 774
Instrument Date	Nov 12, 2020
Instrument	2020-010348
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Tax Assessment & Valuation

The 2025 property tax bill for 34474 S Coves Dr was $9,676.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Ketchum Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,450 (-) Land $5,606 Building $112,844	$1,030,000 (-) Land $48,750 Building $981,250
2025	$9,676.00	$118,450 Land $5,606 Building $112,844	$1,030,000 Land $48,750 Building $981,250
2023	$348.00 (+30.34%)	$4,600 (-) Land $4,600	$40,000 (-) Land $40,000
2022	$267.00	$4,600 Land $4,600	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 34474 S Coves Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34474 S Coves Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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