3447 Santos Cir, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3447 Santos Cir, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1987
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Oct 2018)
Tax Bill	$5,390 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083-292-013-000`

Property Details

APN / Parcel Number

Primary APN	`083-292-013-000`
Alternative APNs	`08329213100` `0832921310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	14,375 sqft (0.33 acres)
Terrain	Brushy
View / Lot	Average
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3447 SANTOS CIR
City	CAMERON PARK
State	CA
Zip	95682-8212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 233 CAMERON PK N 6
Legal Subdivision	CAMERON PK N 6
Legal Lot Number	233
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1020
Census Tract	30812

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SCHOOLSFIRST FCU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 11, 2018	Grant Deed, Transfer · Conventional Mortgage THAYER FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Jul 11, 2012 · Amount on Record
Deed Document Number	201839626
Prior Transfer Date	May 11, 2012
Prior Transfer Doc	0000024722
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212

Mortgage

Document Number	0000028954
Date	Jul 7, 2022
Instrument	2022-0028954

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028888
Date	Jun 17, 2020
Instrument	2020-0028888

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025660
Date	Jul 2, 2019
Instrument	2019-0025660

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212

Mortgage

Document Number	0000037645
Date	Jun 4, 2021
Instrument	2021-0037645

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 11, 2018
Property Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212
Document Number	0000039626
Map Reference	MB D PG 80
Instrument Date	Oct 3, 2018
Instrument	2018-0039626
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3447 SANTOS CIR, CAMERON PARK, CA 95682-8212

Mortgage

Document Number	0000039627
Date	Oct 11, 2018
Instrument	2018-0039627

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,639 (+2%) Land $125,158 Building $375,481
2025	$5,390.00 (+4.22%)	$490,823 (+4.04%) Land $122,704 Building $368,119
2023	$5,172.00 (+1.43%)	$471,766 Land $117,941 Building $353,825
2022	$5,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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