3447 Reeves Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3447 Reeves Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,240 sqft · built 1998
Lot Size	0.407 acres (17,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jun 2019)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-20-00-001.04`

Property Details

APN / Parcel Number

Primary APN	`042-20-00-001.04`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,240 sqft Finished Area
Gross Area	4,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	17,729 sqft (0.407 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3447 REEVES DR
City	COVINGTON
State	KY
Zip	41017-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHLEY RIDGE SEC 4 LOT 33 0.407 AC SES REEVES DRIVE
Legal Subdivision	ASHLEY RIDGE
Legal Phase	4
Legal Lot Number	33
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3447 REEVES DR, COVINGTON, KY 41017-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Apr 23, 1998 · Amount on Record
Deed Document Number	201906 24 059 00078
Deed Book / Page	6688 / 175
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 24, 2019
Property Address	3447 REEVES DR, COVINGTON, KY 41017-9436
Document Number	0000000078
Book / Page	0C6688 / 000175
Instrument Date	Jun 21, 2019
Instrument	78
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3447 REEVES DR COVINGTON KY 410179436, COVINGTON, KY 41017-9436

Mortgage

Document Number	79
Date	Jun 24, 2019
Book Page	0C6688/000178
Instrument	79

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,000 (-) Land $100,000 Building $582,000	$682,000 (-) Land $100,000 Building $582,000
2025	$6,272.00 (+20.43%) Homeowner's exemption	$682,000 (+27.48%) Land $100,000 Building $582,000	$682,000 (+27.48%) Land $100,000 Building $582,000
2023	$5,208.00 Homeowner's exemption	$535,000 Land $80,000 Building $455,000	$535,000 Land $80,000 Building $455,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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