3447 Dal Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 3447 Dal Rd, Williamsburg, KY 40769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$130,900 (Jan 2011)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-00-00-004.01`

Property Details

APN / Parcel Number

Primary APN	`148-00-00-004.01`
Alternative APN	`15401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3447 DAL RD
City	WILLIAMSBURG
State	KY
Zip	40769-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ST VNL HS/BARN & 2 AC @
Jurisdiction	WHITLEY KY
Township / Civil Division	SAXTON
Census Block Group	1
Census Block	1002
Census Tract	920700

Owner

Source: Whitley County records · APN 148-00-00-004.01

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3447 DAL RD, WILLIAMSBURG, KY 40769-7337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC
Apr 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Mar 01, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2011 · Amount on Record
Deed Sale	Jan 06, 2011 · Amount on Record
Deed Document Number	2011181229
Deed Book / Page	499 / 685
Last Transfer Date	Mar 01, 2024
Transfer Doc	00D579/398
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	3447 DAL RD, WILLIAMSBURG, KY 40769-7337
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3447 DAL RD, WILLIAMSBURG, KY 40769-7337

Mortgage

Document Number	00M738/310
Date	Feb 04, 2026
Book Page	M738/310
Instrument	356053

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	3447 DAL RD, WILLIAMSBURG, KY 40769-7337
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M703/79
Date	Apr 25, 2023
Book Page	M703/79
Instrument	292321

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	May 01, 2038
Change Frequency	Monthly
Min Rate At Change	6.37%
Max Rate At Change	12.3%
Index	10-Year TN
Max Rate	12.3%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITLEY KY
Recording Date	Mar 01, 2024
Property Address	3447 DAL RD, WILLIAMSBURG, KY 40769-7337
Document Number	00D579/398
Book / Page	D579 / 398
Instrument Date	Mar 01, 2024
Instrument	308498
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3497 DAL RD, WILLIAMSBURG, KY 40769-7337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3447 DAL RD, WILLIAMSBURG, KY 40769-7337

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00 (+7.72%)	$203,000 (-)	$203,000 (-)
2024	$1,477.00 (+51.33%)	$203,000 (+55.08%)	$203,000 (+55.08%)
2023	$976.00	$130,900	$130,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 76% of the US · above 89% of Kentucky
Wildfire Likelihood	About 1 in 166 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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