344615 E 820 Rd, Agra, OK 74824 Property Records

Lincoln County property record for 344615 E 820 Rd, Agra, OK 74824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1940
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jan 2020)
Tax Bill	$1,203 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10416`

Property Details

APN / Parcel Number

Primary APN	`10416`
Alternative APN	`0000-34-16N-04E-1-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	154 sqft

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	452 sqft
Storage Building	130 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	10416
Street Address	344615 E 820 RD
City	AGRA
State	OK
Zip	74824-8438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC 34-16-4 BEG 390'-E NW/C NW/4 NE/4 S-490.80' E-443.69' N-490.80' TO N/LINE SECTION W-443.69' POB 16-4-34-100-004
Legal Range	04E
Legal Township	16N
Legal Section	34
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHWEST LINCOLN
Census Block Group	2
Census Block	2092
Census Tract	961200

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344615 E 820 RD, AGRA, OK 74824-8438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage OPEN MORTGAGE LLC
Jan 28, 2020	Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC
Sep 24, 2019	Special Warranty Deed, Transfer AMERICAN SURETY TITLE INSURANCE, AMERICAN SECURITY TTL INS CO
Oct 23, 2017	Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2020628
Deed Book / Page	2363 / 74
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	344615 E 820 RD, AGRA, OK 74824-8438
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002271/506
Date	Oct 23, 2017
Book Page	2271/506
Instrument	07919

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2027

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jan 28, 2020
Property Address	344615 E 820 RD, AGRA, OK 74824-8438
Document Number	002363/074
Book / Page	2363 / 074
Instrument Date	Dec 19, 2019
Instrument	00628
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344615 E 820 RD, AGRA, OK 74824-8438

Mortgage

Document Number	0000000629
Date	Jan 28, 2020
Instrument	00629

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 24, 2019
Property Address	344615 E 820 RD, AGRA, OK 74824-8438
Document Number	002350/062
Book / Page	2350 / 062
Instrument Date	Sep 17, 2019
Instrument	06464
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERICAN SURETY TITLE INSURANCE, AMERICAN SECURITY TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5180 SW BEAR DR, MADRAS, OR 97741-8848

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Oct 23, 2017
Property Address	344615 E 820 RD, AGRA, OK 74824-8438
Document Number	002271/494
Book / Page	2271 / 494
Instrument Date	Oct 16, 2017
Instrument	07917
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GROUP L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344615 E 820 RD, AGRA, OK 74824-8438

Mortgage

Document Number	0000007918
Date	Oct 23, 2017
Instrument	07918

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Chandler Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,393 (+3%) Land $3,165 Building $10,228	$121,754 (-9.94%) Land $28,773 Building $92,981
2025	$1,203.00 (+9.76%) Homeowner's exemption	$13,003 (+15.52%) Land $3,540 Building $9,463	$135,191 (+15.99%) Land $36,809 Building $98,382
2024	$1,096.00 (+15.25%)	$11,256 (-5.4%) Land $3,234 Building $8,022
2022	$951.00 Homeowner's exemption	$11,899 Land $2,974 Building $8,925	$116,556 Land $29,403 Building $87,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 48% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO RW & SEWER DIST 4 serves 2,525 people · EPA ID OK2004105
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Oklahoma Telephone Fiber	100 / 100

May also be available: Atlink Services.

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