3446 Wabash Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 3446 Wabash Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,193 sqft · built 1925
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Mar 2023)
Tax Bill	$6,034 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057-0005-0186-00`

Property Details

APN / Parcel Number

Primary APN	`057-0005-0186-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,193 sqft Living Area
1st Floor Area	653 sqft
2nd Floor Area	540 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3446 WABASH AVE
City	CINCINNATI
State	OH
Zip	45207-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3444-46 WABASH AVE 40 X 120 ES WABASH 109.53 FT S OF
Legal Subdivision	HL PACHANDS SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2016
Census Tract	4000

Owner

3446 Wabash Ave is owned and occupied by an individual who bought it in March 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3446 WABASH AVE, CINCINNATI, OH 45207-1947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 6, 2022	Warranty Deed, Transfer
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Apr 6, 2022 · Amount on File
Deed Document Number	0000016985
Deed Book / Page	14871 / 1176
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 13, 2023
Property Address	3446 WABASH AVE, CINCINNATI, OH 45207-1947
Document Number	0000016985
Book / Page	14871 / 1176
Instrument Date	Mar 9, 2023
Instrument	2023-0016985
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3446 WABASH AVE, CINCINNATI, OH 45207-1947

Mortgage

Document Number	0000016986
Date	Mar 13, 2023
Instrument	2023-0016986

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2022
Property Address	3446 WABASH AVE, CINCINNATI, OH 45207-1947
Document Number	0000035048
Book / Page	14640 / 444
Instrument Date	Mar 25, 2022
Instrument	2022-0035048
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Tax	$384.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 BEECHMONT AVE STE 103, 103, CINCINNATI, OH 45255-4740

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3446 WABASH AVE, CINCINNATI, OH 45207-1947
Document Number	0000026237
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7163 REGIMENT DR CINCINNATI OH 452443617, CINCINNATI, OH 45244-3617

Mortgage

Document Number	0000026237
Date	Apr 9, 2019
Book Page	013892/000874
Instrument	26237

Lender

Name	HERITAGE BK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 8, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3446 Wabash Ave was $6,034, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,034.00 (+3.13%)	$98,000 (+%) Land $6,653 Building $91,347
2024	$5,851.00 (-2.21%)	$97,999 (-) Land $6,653 Building $91,346
2023	$5,983.00 (+472.54%)	$97,999 (+567.43%) Land $6,653 Building $91,346	$280,000 Land $19,010 Building $260,990
2022	$1,045.00	$14,683 Land $4,834 Building $9,849
2020			$41,950 Land $13,810 Building $28,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3446 Wabash Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3446 Wabash Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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