3446 W 4th St, Thatcher, AZ 85552 Property Records

Graham County property record for 3446 W 4th St, Thatcher, AZ 85552

Property Summary

Property Type	Single Family Home
Details	2,974 sqft · built 2012
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,000 (May 2013)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-09-195`

Property Details

APN / Parcel Number

Primary APN	`104-09-195`

Interior

Stories	1 Story
Building Area	2,974 sqft Living Area
Gross Area	4,747 sqft
1st Floor Area	2,974 sqft
Basement Area	1,773 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3446 W 4TH ST
City	THATCHER
State	AZ
Zip	85552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOTS 1 & 4 BLK 14 THATCHER BEG SE COR BLK 14 TH N89 52 43 W 179.03 TO POB TH S1 2 14W 11.TH N 89 52 43W 83.95TH NO 11 45E 11TO SW COR LOT 1 TH N0 11 45 E 260.38TO NW COR LOT 1 T H NO 11 45 E 260.38TO NW COR LOT 1 TH N0 11 45 E 1.48TH S88
Legal Range	25E
Legal Township	07S
Legal Section	02
Legal Subdivision	THATCHER
Legal Block	14
Legal Lot Number	1,4
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	2
Census Block	2004
Census Tract	961201

Owner

Source: Graham County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1105, THATCHER, AZ 85552-1105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LHM FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2013 · Amount on Record
Deed Sale	May 30, 2013 · Amount on Record
Deed Document Number	20132860
Last Transfer Date	Sep 17, 2020
Transfer Doc	0000004925
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Property Address	3446 W 4TH ST, THATCHER, AZ 85552
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 W 4TH ST, THATCHER, AZ 85552

Mortgage

Document Number	0000006945
Date	Dec 17, 2025
Instrument	2025-06945

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAHAM AZ
Recording Date	Sep 22, 2020
Property Address	3446 W 4TH ST, THATCHER, AZ 85552
Document Number	0000004925
Map Reference	FILE 4
Instrument Date	Sep 17, 2020
Instrument	2020-04925
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3446 W 4TH ST, THATCHER, AZ 85552

Mortgage

Document Number	0000004926
Date	Sep 22, 2020
Instrument	2020-04926

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Municipality	Thatcher Town
Unified School District	Thatcher Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$328,381 (+30.87%) Land $33,036 Building $295,345
2025	$1,436.00 (+15.16%)	$25,094 Land $3,304 Building $21,790	$250,931 Land $33,036 Building $217,895
2023	$1,247.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Verizon.

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