Bedford County property record for 3446 Timber Ridge Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1962 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $781 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131 A 63 |
| Primary APN | 131 A 63 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 994 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 121,968 sqft (2.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3446 TIMBER RIDGE RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-4261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG OTTER |
| Legal Subdivision | BIG OTTER |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30404 |
3446 Timber Ridge Rd is owned and occupied by two individuals who acquired it in October 2025.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3446 TIMBER RIDGE RD, BEDFORD, VA 24523-4261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Transfer on Death Deed, Transfer |
| Oct 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 0000009431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Oct 30, 2025 |
| Property Address | 3446 TIMBER RIDGE RD, BEDFORD, VA 24523-4261 |
| Document Number | 0250009431 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 250009431 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3446 TIMBER RIDGE RD, BEDFORD, VA 24523-4261 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Oct 17, 2023 |
| Property Address | 3446 TIMBER RIDGE RD, BEDFORD, VA 24523-4261 |
| Document Number | 0230008648 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 230008648 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | NOT AVAILABLE, PIKE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3446 TIMBER RIDGE RD, BEDFORD, VA 24523-4261 |
| Document Number | 0230008649 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 230008649 |
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3446 Timber Ridge Rd was $781.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $781.00 | $190,500 (-) Land $49,000 Building $141,500 | |
| 2025 | $781.00 Additional exemption filed | $190,500 Land $49,000 Building $141,500 | |
| 2023 | $781.00 Additional exemption filed | $95,250 | $190,500 Land $49,000 Building $141,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3446 Timber Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3446 Timber Ridge Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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