3446 Sutherland Dr, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 3446 Sutherland Dr, Lexington, KY 40517

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,102 sqft · built 1974
Lot Size	0.039 acres (1,699 sqft)
Owner	Individual Name on File
Last Sale	$166,900 (Jul 2023)
Tax Bill	$2,103 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
APN	`16867226`

Property Details

APN / Parcel Number

Primary APN	`16867226`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,102 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Exterior Material	Brick
Lot Area	1,699 sqft (0.039 acres)
Lot Width	18.4 ft Width
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3446 SUTHERLAND DR
City	LEXINGTON
State	KY
Zip	40517-2827
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-1T
Legal Description	A-539 GAINESWAY LOT; BOOK: 2231 PAGE: 139
Legal Subdivision	GAINESWAY
Legal Block	L
Legal Lot Number	48
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	1
Census Block	1000
Census Tract	3404

Owner

3446 Sutherland Dr, a townhouse, is owned and occupied by an individual who bought it in July 2023.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3446 SUTHERLAND DR, LEXINGTON, KY 40517-2827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jul 18, 2023	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Dec 13, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Dec 13, 2022 · Amount on File
Deed Document Number	2023150
Deed Book / Page	4027 / 124
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Recording Date	Aug 14, 2026
Property Address	3446 SUTHERLAND DR, LEXINGTON, KY 40517-2827
Document Number	0000000180
Book / Page	11275 / 525
Instrument Date	Jul 6, 2026
Instrument	2026180
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 SUTHERLAND DR, LEXINGTON, KY 40517-2827

Mortgage

Document Number	0000000180,
Date	Aug 14, 2026
Book Page	11275/525
Instrument	2026180

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 6, 2028

Interest

Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 18, 2023
Property Address	3446 SUTHERLAND DR, LEXINGTON, KY 40517-2827
Document Number	DB4027/124
Book / Page	DB 4027 / 124
Map Reference	CAB A SL 539
Instrument Date	Jun 29, 2023
Instrument	202307180150
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 22223, LEXINGTON, KY 40522-2223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 SUTHERLAND DR, LEXINGTON, KY 40517-2827

Mortgage

Document Number	202307180151
Date	Jul 18, 2023
Instrument	202307180151

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Dec 13, 2022
Property Address	3446 SUTHERLAND DR, LEXINGTON, KY 40517-2827
Document Number	003991/155
Book / Page	3991 / 155
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3446 Sutherland Dr was $2,103, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,103.00 (+1.94%)	$166,900 (-)	$166,900 (-)
2025	$2,063.00	$166,900	$166,900
2023	$964.00 (-3.21%)	$78,000 (-)	$78,000 (-)
2022	$996.00	$78,000	$78,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3446 Sutherland Dr; there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992)
Most Recent Claim	Jun 1992 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3446 Sutherland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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