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3446 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3446 Sagebrush St, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,753 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$356,000 (2024)
Tax Bill$6,732.00 (2025)

Property Details

APN / Parcel Number

Primary APN292632329600010690

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,753 sqft Heated Area
Gross Area2,633 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3446 SAGEBRUSH ST
CityHARMONY
StateFL
Zip34773-6096
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 69
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number69
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 292632329600010690

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3446 SAGEBRUSH ST, HARMONY, FL 34773-6096
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Dec 29, 2023Warranty Deed, Transfer
OS NATIONAL LLC
Jun 03, 2020Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Prior SaleDec 29, 2023 · Amount on Record
Deed Doc Number2024027385
Deed Book / Page6558 / 1061
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 04, 2024
Property Address3446 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number0065581061
Book / Page6558 / 1061
Map ReferenceMB 24 PG 110
Instrument DateFeb 29, 2024
Instrument2024027385
Transaction TypeTransfer
Record UpdatedMar 28, 2024
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,492.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3446 SAGEBRUSH ST, HARMONY, FL 34773-6096

Mortgage

Document Number2024027386
DateMar 04, 2024
Instrument2024027386
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.2%
IndexOther
Margin3
Max Rate12.2%

Mortgage

Document Number0065581063
DateMar 04, 2024
Book Page6558/1063
Instrument2024027386
Lender
NameREGIONS BANK
TypeBank
Address2050 PARKWAY OFFICE CIR, HOOVER, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMar 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.2%
IndexOther
Margin3
Max Rate12.2%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 29, 2023
Property Address3446 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number0065270859
Book / Page6527 / 859
Map ReferenceMB 24 PG 1
Instrument DateDec 28, 2023
Instrument2023169398
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,358.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3446 SAGEBRUSH ST, HARMONY, FL 34773-6096

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 03, 2020
Property Address3446 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number0057310593
Book / Page5731 / 593
Map ReferenceMB 24 PG 110
Instrument DateMay 26, 2020
Instrument2020071033
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,562.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address3446 SAGEBRUSH ST, HARMONY, FL 34773-6096

Mortgage

Document Number0005731597
DateJun 03, 2020
Instrument5731/597
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,732.00 (+83.43%)$297,700 (+126.99%) Land $60,000 Building $237,700$297,700 (-6.21%) Land $60,000 Building $237,700
2023$3,670.00 (+10.01%) Homeowner's exemption$131,149 (+3%)$317,400 (+19.59%) Land $65,000 Building $252,400
2022$3,336.00 Homeowner's exemption$127,330$265,400 Land $60,000 Building $205,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 83% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 123 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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