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3446 S Gary Ave, Tulsa, OK 74105 Property Records

Tulsa County property record for 3446 S Gary Ave, Tulsa, OK 74105

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,694 sqft · built 1955
Lot Size0.357 acres (15,551 sqft)
OwnerIndividual Name on Record
Last Sale$373,000 (Feb 2018)
Tax Bill$6,683 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34050-93-20-07010

Property Details

APN / Parcel Number

Primary APN34050-93-20-07010
Alternative APN
  • R34050932007010

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,694 sqft Living Area
1st Floor Area2,694 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeClosed Piers
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,551 sqft (0.357 acres)
Garage TypeAttached
Garage Area550 sqft
PorchSlab
Porch Area30 sqft
Patio Area510 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR34050932007010
Street Address3446 S GARY AVE
CityTULSA
StateOK
Zip74105-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionLT 16 BK 9
Legal Range13E
Legal Township19N
Legal Section20
Legal SubdivisionRANCH ACRES
Legal Block9
Legal Lot Number16
JurisdictionTULSA OK
Township / Civil DivisionTULSA
Census Block Group1
Census Block1012
Census Tract4101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ranch Acres Historic District
listed 2007 · 297 contributing resources · NRIS 07001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Tulsa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3446 S GARY AVE, TULSA, OK 74105-2914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Jun 17, 2019Deed of Trust, Mortgage
CORNERSTONE HM LNDG
Feb 21, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2018 · Amount on Record
Deed SaleFeb 21, 2018 · Amount on Record
Prior SaleMar 30, 2016 · Amount on Record
Deed Document Number201814733
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address3446 S GARY AVE, TULSA, OK 74105-2914
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyCHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104194
DateOct 23, 2020
Instrument2020104194
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address3446 S GARY AVE, TULSA, OK 74105-2914
Document Number0000055433
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 3, 2019
Title CompanyCHICAGO TITLE OK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3446 S GARY AVE TULSA OK 741052914, TULSA, OK 74105-2914

Mortgage

Document Number0000055433
DateJun 24, 2019
Instrument55433
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
AmountAmount Recorded
Term360 Months
DueJun 23, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateFeb 21, 2018
Property Address3446 S GARY AVE, TULSA, OK 74105-2914
Document Number0000014733
Map ReferencePL1494
Instrument DateJan 24, 2018
Instrument2018014733
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyGUARANTY ABSTRACT CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$559.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3446 S GARY AVE, TULSA, OK 74105-2914

Mortgage

Document Number0000014734
DateFeb 21, 2018
Instrument2018014734
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 2, 2048

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyTulsa County
MunicipalityTulsa City
Unified School DistrictTulsa Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,683.00 (+10.06%)$49,873 (+10.25%) Land $10,756 Building $39,117$521,400 (+3.18%) Land $112,448 Building $408,952
2023$6,072.00 (+5%)$45,235 (+5%) Land $10,066 Building $35,169$505,314 (+20.96%) Land $112,448 Building $392,866
2022$5,783.00$43,081 Land $11,596 Building $31,485$417,760 Land $112,448 Building $305,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 1 (45% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims13 (1984–2026)
Claims Outside the SFHA5 of 13
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, May 1984 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTULSA
serves 413,000 people · EPA ID OK1020418
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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