3446 River Way, San Antonio, TX 78230 Property Records

Bexar County property record for 3446 River Way, San Antonio, TX 78230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,295 sqft · built 1984
Lot Size	0.117 acres (5,114 sqft)
Owner	2 Individual Names on File
Last Sale	$308,800 (May 2020)
Tax Bill	$7,877 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16833-002-0131`

Property Details

APN / Parcel Number

Primary APN	`16833-002-0131`
Alternative APN	`630071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,295 sqft Living Area
Gross Area	2,791 sqft
1st Floor Area	2,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	5,114 sqft (0.117 acres)
Lot Dimensions	93 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Slab
Porch Area	30 sqft
Deck Area	639 sqft
Patio Area	639 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3446 RIVER WAY
City	SAN ANTONIO
State	TX
Zip	78230-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB 16833 BLK 2 LOT 13 & E 5 FT OF 12
Legal Subdivision	RIVER OAKS SUB
Legal Block	2
Legal Lot Number	131
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTH
Census Block Group	2
Census Block	2006
Census Tract	181301

Owner

3446 River Way is owned and occupied by two individuals who bought it in May 2020.

Source: Bexar County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3446 RIVER WAY, SAN ANTONIO, TX 78230-2528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
May 29, 2020	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Deed Document Number	2020112391
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	0000112391
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	3446 RIVER WAY, SAN ANTONIO, TX 78230-2528
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	NOT AVAILABLE, SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234176
Date	Aug 24, 2021
Instrument	20210234176

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	May 29, 2020
Property Address	3446 RIVER WAY, SAN ANTONIO, TX 78230-2528
Document Number	0000112391
Map Reference	VOL 8600 PG 203
Instrument Date	May 28, 2020
Instrument	20200112391
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 CADLE SUR, 1513, SANTA FE, NM 87507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 RIVER WAY, SAN ANTONIO, TX 78230-2528

Mortgage

Document Number	0000112392
Date	May 29, 2020
Instrument	20200112392

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3446 River Way was $7,877 with a homeowner's exemption, down 5.4% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,877.00 (-5.43%) Homeowner's exemption	$449,790 Land $68,180 Building $381,610	$449,790 Land $68,180 Building $381,610
2024	$8,329.00 (-21.71%)
2023	$10,638.00 (-2.01%)	$463,230 Land $57,190 Building $406,040	$463,230 Land $57,190 Building $406,040
2022	$10,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3446 River Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	16 (1993–2016)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Jun 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2002 · 2 claims Flooding 10/18/98, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3446 River Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Google Fiber, T-Mobile.

Nearby Properties on River Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures