3446 River Rd, Equinunk, PA 18417 Property Records

Wayne County property record for 3446 River Rd, Equinunk, PA 18417

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,640 sqft · built 2020
Lot Size	29 acres (1,264,111 sqft)
Owner	Individual Name on File
Tax Bill	$10,535 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0-0167-0019.0001`

Property Details

APN / Parcel Number

Primary APN	`15-0-0167-0019.0001`
Alternative APN	`022736`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,264,111 sqft (29 acres)

Exterior Amenities

Porch	Slab
Deck Area	128 sqft
Patio Area	1,000 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	022736
Street Address	3446 RIVER RD
City	EQUINUNK
State	PA
Zip	18417-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT REMAINING LANDS KERN PAUL D & RITA M
Legal Lot Number	2
Jurisdiction	WAYNE PA
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1071
Census Tract	960100

Owner

Source: Wayne County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3446 RIVER RD, EQUINUNK, PA 18417-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit WAYNE BANK
Dec 19, 2019	Deed of Trust, Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE PA
Property Address	3446 RIVER RD, EQUINUNK, PA 18417-3350
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, TIGER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065530875
Date	Sep 9, 2025
Book Page	6553/875
Instrument	202500009035

Lender

Name	WAYNE BANK
Type	Bank
Address	HONESDALE, PA 18431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE PA
Property Address	RIVER RD, EQUINUNK, PA 18417
Document Number	0055860181
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 RIVER RD EQUINUNK PA 18417, EQUINUNK, PA 18417

Mortgage

Document Number	0055860181
Date	Jan 13, 2020
Book Page	005586/000181
Instrument	213

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2035

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Wayne County
County Subdivision	Manchester Township
Unified School District	Wayne Highlands School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,535.00 (+7%)	$557,900 (-) Land $255,300 Building $302,600
2025			$557,900 (-) Land $255,300 Building $302,600
2024	$9,846.00 (-27.27%)	$557,900 (-) Land $255,300 Building $302,600
2023	$13,537.00 (+62.41%)	$557,900 Land $255,300 Building $302,600
2022	$8,335.00		$557,900 (-) Land $255,300 Building $302,600
2004			$557,900 Land $255,300 Building $302,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (2004–2013)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 5 claims Severe Storms And Flooding, Apr 2005 · 4 claims Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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