3446 N 4th St, Minneapolis, MN 55412 Property Records

Hennepin County property record for 3446 N 4th St, Minneapolis, MN 55412

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 624 sqft · built 1926
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Nov 2023)
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-029-24-22-0140`

Property Details

APN / Parcel Number

Primary APN	`10-029-24-22-0140`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	157 ft deep x 40 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3446 N 4TH ST
City	MINNEAPOLIS
State	MN
Zip	55412-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 004 BLOCK 001 A PERKINS HILL ADDN TO MPLS 40.00 X 157.00
Legal Range	24
Legal Township	029
Legal Section	10
Legal Quarter	22
Legal Subdivision	PERKINS HILL ADDN TO MPLS
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	1
Census Block	1008
Census Tract	100900

Owner

3446 N 4th St is owned and occupied by an individual who bought it in November 2023.

Source: Hennepin County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3446 N 4TH ST, MINNEAPOLIS, MN 55412-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE HUNTINGTON NATIONAL BANK
Nov 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THE HUNTINGTON NATIONAL BANK
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I
Feb 3, 2017	Deed of Trust, Mortgage · Conventional with PMI SPIRE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Jan 12, 2004 · Amount on File
Deed Document Number	202311244500
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3446 N 4TH ST, MINNEAPOLIS, MN 55412-2618
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11244502
Date	Nov 9, 2023
Instrument	A11244502

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 9, 2023
Property Address	3446 N 4TH ST, MINNEAPOLIS, MN 55412-2618
Document Number	0A11244500
Instrument Date	Nov 9, 2023
Instrument	A11244500
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 N 4TH ST, MINNEAPOLIS, MN 55412-2618

Mortgage

Document Number	0A11244502
Date	Nov 9, 2023
Instrument	A11244502

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 28, 2018
Property Address	3446 N 4TH ST, MINNEAPOLIS, MN 55412-2618
Document Number	0010596521
Instrument Date	Aug 21, 2018
Instrument	10596521
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ON-SITE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3446 N 4TH ST MINNEAPOLIS MN 554122618, MINNEAPOLIS, MN 55412-2618

Mortgage

Document Number	10596522
Date	Sep 28, 2018
Instrument	10596522

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Mortgage

Document Number	10596523,
Date	Sep 28, 2018
Instrument	10596523

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3446 N 4TH ST, MINNEAPOLIS, MN 55412-2618
Document Number	0010414240
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	BURNET TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3446 N 4TH ST MINNEAPOLIS MN 554122618, MINNEAPOLIS, MN 55412-2618

Mortgage

Document Number	0010414240
Date	Feb 17, 2017
Instrument	10414240

Lender

Name	SPIRE FCU
Type	Credit Union
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3446 N 4th St was $2,142.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,142.00	$167,000 Land $23,000 Building $144,000	$167,000 Land $23,000 Building $144,000
2023	$1,708.00 Homeowner's exemption
2022		$151,000 Land $14,000 Building $137,000	$151,000 Land $14,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3446 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3446 N 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: PCs for People.

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