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3446 Michigan Ave, Sebring, FL 33870 Property Records

Highlands County property record for 3446 Michigan Ave, Sebring, FL 33870

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 924 sqft · built 1981
Lot Size0.137 acres (5,999 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Oct 2025)
Tax Bill$1,336 (2024)
Deeds & MortgagesNov 2025 Mortgage
Jan 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC154801000002550

Property Details

APN / Parcel Number

Primary APNC154801000002550
Alternative APN
  • C-15-34-28-010-0000-2550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area924 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1981
Architectural StyleMobile/Manufactured
Exterior MaterialMetal
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,999 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Carport Area606 sqft
DrivewayDriveway
Driveway Area308 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
Pool House200 sqft
PorchPorch
Porch Area920 sqft
Deck Area60 sqft
Patio Area90 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC154801000002550
Street Address3446 MICHIGAN AVE
CitySEBRING
StateFL
Zip33870-6521
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeM1
Legal DescriptionFAIRMOUNT MOBILE EST PB 9-PG 12 LOT 255
Legal Range28E
Legal Township34S
Legal Section15
Legal SubdivisionFAIRMOUNT MOBILE EST
Legal Lot Number255
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group1
Census Block1023
Census Tract960504

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4001 GARIENDA AVE, SEBRING, FL 33872-1904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
LEADERONE FINANCIAL CORP
Jan 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
LEADERONE FINANCIAL CORP
Oct 24, 2025Warranty Deed, Transfer · Conventional Mortgage
LEADERONE FINANCIAL CORP
Mar 28, 2024Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Prior SaleMar 28, 2024 · Amount on Record
Deed Document Number2284635
Deed Book / Page3152 / 1285
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3446 MICHIGAN AVE, SEBRING, FL 33870-6521
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4001 GARIENDA AVE, SEBRING, FL 33872-1904

Mortgage

Document Number0002288863
DateNov 21, 2025
Book Page3158/1162
Instrument2288863
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3446 MICHIGAN AVE, SEBRING, FL 33870-6521
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4001 GARIENDA AVE, SEBRING, FL 33872-1904

Mortgage

Document Number0002294305
DateJan 7, 2026
Book Page3166/1357
Instrument2294305
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2055

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateOct 24, 2025
Property Address3446 MICHIGAN AVE, SEBRING, FL 33870-6521
Document Number0002284635
Book / Page3152 / 1285
Map ReferenceMB 9 PG 12
Instrument DateOct 23, 2025
Instrument2284635
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyOAKLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address556 NETTLES BLVD, JENSEN BEACH, FL 34957-3340

Transferred To (Grantee/Buyer)

NameVerified Name
Address4001 GARIENDA AVE, SEBRING, FL 33872-1904

Mortgage

Document Number0031521289
DateOct 24, 2025
Instrument3152/1289
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 28, 2024
Property Address3446 MICHIGAN AVE, SEBRING, FL 33870-6521
Document Number0002196001
Book / Page3033 / 1356
Map ReferenceMB 9 PG 12
Instrument DateFeb 1, 2024
Instrument2196001
Transaction TypeTransfer
Record UpdatedNov 10, 2025
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

AmountAmount Recorded
Tax$819.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1810 HENDRICKS STATION RD, HARLEYSVILLE, PA 19438-1337

Transferred To (Grantee/Buyer)

NameVerified Name
Address3446 MICHIGAN AVE, SEBRING, FL 33870-6521
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,739 (-66.79%)$79,283 (-11.46%) Land $18,500 Building $60,783
2024$1,336.00$89,549 (+4.06%) Land $17,500 Building $72,049$89,549 (+4.06%) Land $17,500 Building $72,049
2023$86,053 (+47.19%) Land $17,500 Building $68,553$86,053 (+47.19%) Land $17,500 Building $68,553
2022$1,082.00$58,462 Land $7,250 Building $51,212$58,462 Land $7,250 Building $51,212

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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