Buchanan County property record for 3446 Lafayette St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,300 sqft · built 1961 |
| Lot Size | 0.126 acres (5,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Mar 2010) |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| APN | 06-5.0-15-001-002-141.000 |
| Primary APN | 06-5.0-15-001-002-141.000 |
|---|
| Building Area | 1,300 sqft Base Area |
|---|---|
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 5,480 sqft (0.126 acres) |
| Lot Dimensions | 137 ft deep x 40 ft wide |
| Street Address | 3446 LAFAYETTE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SHAW & KILBY'S LOT:1 BLK:6LGL DESC: |
| Legal Subdivision | SHAW & KILBYS |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1600 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4206 KENSINGTON DR, SAINT JOSEPH, MO 64506-4550 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2010 · Amount on Record |
| Deed Sale | Mar 11, 2010 · Amount on Record |
| Prior Sale | Sep 15, 2006 · Amount on Record |
| Deed Document Number | 20102468 |
| Deed Book / Page | 3199 / 484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3446 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2124 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4206 KENSINGTON DR, SAINT JOSEPH, MO 64506-4550 |
| Document Number | 003813/414 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 3813/414 |
| Instrument | 2025009495 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $769.00 (+0.13%) | $10,740 (+7.94%) Land $1,520 Building $9,220 | $56,540 (+7.92%) Land $8,000 Building $48,540 |
| 2024 | $768.00 (+17.79%) | ||
| 2023 | $652.00 (-0.76%) | $9,950 (-) Land $1,520 Building $8,430 | $52,390 (-) Land $8,000 Building $44,390 |
| 2022 | $657.00 | $9,950 Land $1,520 Building $8,430 | |
| 2021 | $52,390 Land $8,000 Building $44,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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