3446 Jolley Rd, Mooresboro, NC 28114 Property Records

Cleveland County property record for 3446 Jolley Rd, Mooresboro, NC 28114

Property Summary

Property Type	Single Family Home
Details	2,356 sqft · built 2006
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Tax Bill	$1,199 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59763`

Property Details

APN / Parcel Number

Primary APN	`59763`
Alternative APN	`1231561`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,356 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1231561
Street Address	3446 JOLLEY RD
City	MOORESBORO
State	NC
Zip	28114-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1.04 AC PB30-93 RD 1186
Legal Subdivision	CLIFFSIDE
Legal Block	1
Legal Lot Number	187
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2017
Census Tract	951501

Owner

3446 Jolley Rd is owned by an individual who acquired it in February 2024.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	922 GREENBROOK DR, SHELBY, NC 28150-9402
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 20, 2024
Transfer Doc	0200100241
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3446 JOLLEY RD, MOORESBORO, NC 28114-8220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 JOLLEY RD, MOORESBORO, NC 28114-8220

Mortgage

Document Number	0018272249
Date	Dec 2, 2020
Book Page	1827/2249
Instrument	200047588

Lender

Name	ALLIANCE BANK & TRUST CO
Type	Bank
Address	SHELBY, NC 28150

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3446 Jolley Rd was $1,199, up 6.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,199.00 (+6.67%)	$177,093 (-) Land $16,896 Building $160,197	$177,093 (-) Land $16,896 Building $160,197
2025	$1,124.00	$177,093 Land $16,896 Building $160,197	$177,093 Land $16,896 Building $160,197
2023		$87,363 Land $12,746 Building $74,617	$87,363 Land $12,746 Building $74,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3446 Jolley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3446 Jolley Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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