3446 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3446 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,538 sqft · built 2011
Lot Size	0.088 acres (3,825 sqft)
Owner	Company Name on Record
Last Sale	$231,203 (Oct 2011)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-680`

Property Details

APN / Parcel Number

Primary APN	`304-19-680`
Alternative APN	`304196802`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	2,638 sqft
1st Floor Area	1,206 sqft
2nd Floor Area	1,332 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,825 sqft (0.088 acres)
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3446 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	6E
Legal Township	1S
Legal Section	14
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	655
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2007
Census Tract	422658

Owner

Source: Maricopa County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3446 E PALO VERDE ST, GILBERT, AZ 85296-1852
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Apr 13, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 28, 2018	Quit Claim Deed, Transfer OTHER
Nov 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2011 · Amount on Record
Deed Sale	Oct 27, 2011 · Amount on Record
Prior Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	2011890468
Last Transfer Date	Nov 14, 2018
Transfer Doc	0000874023
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 12, 2026
Property Address	3446 E PALO VERDE ST, GILBERT, AZ 85296-1852
Document Number	0000355907
Instrument Date	Jun 5, 2026
Instrument	2026355907
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3446 E PALO VERDE ST, GILBERT, AZ 85296-1852

Mortgage

Document Number	0000355907,
Date	Jun 12, 2026
Instrument	2026355907

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3446 E PALO VERDE ST, GILBERT, AZ 85296-1852
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 E PALO VERDE ST, GILBERT, AZ 85296-1852

Mortgage

Document Number	0001014672
Date	Sep 20, 2021
Instrument	20211014672

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3446 E PALO VERDE ST, GILBERT, AZ 85296-1852
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313057
Date	Apr 13, 2020
Instrument	20200313057

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 28, 2018
Property Address	3446 E PALO VERDE ST, GILBERT, AZ 85296-1852
Document Number	0000874023
Instrument Date	Nov 21, 2018
Instrument	874023
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3446 E PALO VERDE ST GILBERT AZ 852961852, GILBERT, AZ 85296-1852

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2018
Property Address	3446 E PALO VERDE ST, GILBERT, AZ 85296-1852
Document Number	0000865746
Instrument Date	Nov 14, 2018
Instrument	865746
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3446 E PALO VERDE ST GILBERT AZ 852961852, GILBERT, AZ 85296-1852

Mortgage

Document Number	865747
Date	Nov 21, 2018
Instrument	865747

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,710 (+67.73%)	$537,100 (+4.49%) Land $107,400 Building $429,700
2025	$2,486.00 (+3.54%)	$32,021 (-37.79%)	$514,000 (-0.14%) Land $102,800 Building $411,200
2024		$51,470	$514,700 Land $102,900 Building $411,800
2023	$2,401.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile.

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