3446 Deerfield Pointe Dr, Orange Park, FL 32073 Property Records

Clay County property record for 3446 Deerfield Pointe Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 1990
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Aug 2023)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-25-007867-001-70`

Property Details

APN / Parcel Number

Primary APN	`04-04-25-007867-001-70`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,873 sqft Heated Area
Gross Area	2,397 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.23 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Garage Area	468 sqft
Pool Area	480 sqft
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3446 DEERFIELD POINTE DR
City	ORANGE PARK
State	FL
Zip	32073-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 70 DEERFIELD POINTE AS RECO R 4743 PG 1997
Legal Range	25
Legal Township	04
Legal Section	04
Legal Subdivision	DEERFIELD POINTE
Legal Lot Number	70
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2000
Census Tract	30207

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3446 DEERFIELD POINTE DR, ORANGE PARK, FL 32073-1932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 4, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2018	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	2023038503
Deed Book / Page	4743 / 1997
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 2, 2023
Property Address	3446 DEERFIELD POINTE DR, ORANGE PARK, FL 32073-1932
Document Number	0047431997
Book / Page	4743 / 1997
Map Reference	MB 22 PG 62-65
Instrument Date	Jul 20, 2023
Instrument	2023038503
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 507, FORT BELVOIR, VA 22060-0507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 DEERFIELD POINTE DR, ORANGE PARK, FL 32073-1932

Mortgage

Document Number	0047431999
Date	Aug 2, 2023
Instrument	4743/1999

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 4, 2020
Property Address	3446 DEERFIELD POINTE DR, ORANGE PARK, FL 32073-1932
Document Number	0043040528
Book / Page	4304 / 528
Map Reference	MB 22 PG 62-65
Instrument Date	Apr 30, 2020
Instrument	2020021894
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,704.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 DEERFIELD POINTE DR, ORANGE PARK, FL 32073-1932

Mortgage

Document Number	0043040530
Date	May 4, 2020
Instrument	4304/0530

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 2, 2018
Property Address	3446 DEERFIELD POINTE DR, ORANGE PARK, FL 32073-1932
Document Number	0040690506
Book / Page	004069 / 000506
Instrument Date	Mar 30, 2018
Instrument	16104
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 LONGCREST LN ORANGE PARK FL 320652284, ORANGE PARK, FL 32065-2284

Mortgage

Document Number	40690508
Date	Apr 2, 2018
Book Page	004069/000508
Instrument	16105

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,325.00 (+53.59%)	$283,570 (+39.29%) Land $45,000 Building $238,570	$283,570 (+3.88%) Land $45,000 Building $238,570
2023	$2,816.00 (+7.6%) Homeowner's exemption	$203,580 (+3%)	$272,973 (+12.89%) Land $45,000 Building $227,973
2022	$2,617.00 Homeowner's exemption	$197,651	$241,796 Land $40,000 Building $201,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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