Oakland County property record for 3446 Cummings Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,463 sqft · built 1947 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jan 2015) |
| Tax Bill | $5,552 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-358-016 |
| Primary APN | 04-25-07-358-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 682 sqft |
| Basement Area | 682 sqft |
| Finished Basement | 682 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3446 CUMMINGS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 ELLWOOD HEIGHTS LOT 338 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ELLWOOD HEIGHTS |
| Legal Lot Number | 338 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 170100 |
3446 Cummings Ave is owned and occupied by two individuals who bought it in January 2015.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3446 CUMMINGS AVE, BERKLEY, MI 48072-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2015 · Amount on File |
| Deed Sale | Jan 2, 2015 · Amount on File |
| Prior Sale | Nov 8, 2013 · Amount on File |
| Deed Document Number | 2015909 |
| Deed Book / Page | 47731 / 701 |
| Prior Transfer Date | Nov 26, 2012 |
| Prior Transfer Doc | 0000280300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3446 CUMMINGS AVE, BERKLEY, MI 48072-1124 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3446 CUMMINGS AVE, BERKLEY, MI 48072-1124 |
| Document Number | 0000261831 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 57105/125 |
| Instrument | 261831 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 3446 Cummings Ave was $5,552 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,552.00 (-2.9%) Homeowner's exemption | $199,160 | $398,320 |
| 2024 | $5,718.00 | ||
| 2023 | $175,530 | $351,060 | |
| 2021 | $4,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3446 Cummings Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3446 Cummings Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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