Harris County property record for 3446 Cline St, Houston, TX 77020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,474 sqft · built 2005 |
| Lot Size | 0.046 acres (1,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $361,760 (Sep 2023) |
| Tax Bill | $6,629 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-560-001-0023 |
| Primary APN | 125-560-001-0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,474 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,998 sqft (0.046 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1255600010023 |
|---|---|
| Street Address | 3446 CLINE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77020-6126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23 BLK 1 CLINE STREET PLACE |
| Legal Subdivision | CLINE STREET PLACE |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 211400 |
3446 Cline St is owned and occupied by two individuals who bought it in September 2023.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3446 CLINE ST, HOUSTON, TX 77020-6126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Vendor's Lien, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC |
| Dec 28, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on File |
| Deed Sale | Sep 5, 2023 · Amount on File |
| Prior Sale | Aug 11, 2006 · Amount on File |
| Deed Document Number | 2023339393 |
| Prior Transfer Date | Aug 8, 2006 |
| Prior Transfer Doc | 0000521889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 5, 2023 |
| Property Address | 3446 CLINE ST, HOUSTON, TX 77020-6126 |
| Document Number | 0000339393 |
| Map Reference | MF 561022 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023-339393 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 MAYFAIR GROVE CT, SPRING, TX 77381-3614 |
| Name | Verified Name |
|---|---|
| Address | 3446 CLINE ST, HOUSTON, TX 77020-6126 |
| Document Number | 0000339394 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023-339394 |
| Name | NEXT DOOR LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3446 CLINE ST, HOUSTON, TX 77020-6126 |
| Document Number | 0000015819 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 3446 CLINE ST HOUSTON TX 770206126, HOUSTON, TX 77020-6126 |
| Document Number | 0000015819 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 15819 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3446 Cline St was $6,629, down 8.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,336 (+5.57%) Land $69,741 Building $259,595 | $329,336 (+5.57%) Land $69,741 Building $259,595 | |
| 2025 | $6,629.00 (-8.36%) | $311,964 (-9.78%) Land $69,741 Building $242,223 | $311,964 (-9.78%) Land $69,741 Building $242,223 |
| 2024 | $7,234.00 (+3.85%) | $345,768 (-) Land $69,741 Building $276,027 | $345,768 (-) Land $69,741 Building $276,027 |
| 2023 | $6,966.00 | $345,768 (+4.17%) Land $69,741 Building $276,027 | $345,768 (+4.17%) Land $69,741 Building $276,027 |
| 2022 | $6,966.00 | $331,937 Land $69,741 Building $262,196 | $331,937 Land $69,741 Building $262,196 |
| 2020 | $6,838.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3446 Cline St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 26 (1989–2017) |
| Claims Outside the SFHA | 12 of 26 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3446 Cline St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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