3446 Cliffside Dr, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3446 Cliffside Dr, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1980
Lot Size0.165 acres (7,200 sqft)
Owner2 Company Names on Record
Tax Bill$685 (2025)
Deeds & MortgagesJun 2023 Transfer
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G2220101502000000

Property Details

APN / Parcel Number

Primary APN1G2220101502000000
Alternative APNs
  • 000000034887
  • 000000024908
  • 000000288054
  • 34887

Interior

Stories2 Stories
Building Area1,152 sqft Living Area
Gross Area1,658 sqft
1st Floor Area552 sqft
2nd Floor Area600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Lot Area7,200 sqft (0.165 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchCovered Porch
Porch Area12 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3446 CLIFFSIDE DR
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 20 BLK: 15 ADDN: NORTHCLIFFE EAST #1
Legal SubdivisionNORTHCLIFFE EAST #1
Legal Block15
Legal Lot Number20
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group2
Census Block2002
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3446 CLIFFSIDE DR, SCHERTZ, TX 78108-2190
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Intrafamily Transfer, Transfer
Jun 25, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 25, 2018Deed of Trust, Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2023
Deed SaleJun 9, 2023
Deed Document Number202314432
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUADALUPE TX
Recording DateJun 9, 2023
Property Address3446 CLIFFSIDE DR, SCHERTZ, TX 78108-2190
Document Number0099014432
Map ReferenceVOL 4 PG 70
Instrument DateJun 5, 2023
Instrument202399014432
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3446 CLIFFSIDE DR, SCHERTZ, TX 78108-2190

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3446 CLIFFSIDE DR, SCHERTZ, TX 78108-2190
Document Number0000014718
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3446 CLIFFSIDE DR SCHERTZ TX 781082190, SCHERTZ, TX 78108-2190

Mortgage

Document Number0000014718
DateJul 3, 2018
Instrument14718
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.88%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3446 CLIFFSIDE DR, SCHERTZ, TX 78108-2190
Document Number0000014717
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3446 CLIFFSIDE DR SCHERTZ TX 781082190, SCHERTZ, TX 78108-2190

Mortgage

Document Number0000014717
DateJul 3, 2018
Instrument14717
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.88%

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,357 (-17.69%) Land $46,159 Building $70,198$116,357 (-17.69%) Land $46,159 Building $70,198
2025$685.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$141,359 (-28.56%) Land $21,374 Building $119,985$141,359 (-28.56%) Land $21,374 Building $119,985
2024$685.00
2023$685.00 (-53.02%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$197,862 (+12.23%) Land $33,823 Building $164,039$197,862 (+12.23%) Land $33,823 Building $164,039
2022$1,458.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$176,303 Land $33,750 Building $142,553$176,303 Land $33,750 Building $142,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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