3446 Chagall Ct, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3446 Chagall Ct, Charlotte, NC 28205

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,353 sqft · built 2002
Lot Size	0.028 acres (1,220 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Feb 2021)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-101-20`

Property Details

APN / Parcel Number

Primary APN	`091-101-20`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,353 sqft Living Area
Gross Area	1,551 sqft
1st Floor Area	605 sqft
Upper Floors Area	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	1,220 sqft (0.028 acres)
Garage Type	Attached
Garage Area	198 sqft
Porch	Finished/Open Porch
Porch Area	50 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3446 CHAGALL CT
City	CHARLOTTE
State	NC
Zip	28205-1100
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	UR-2(CD)
Legal Description	L26 M38-421
Legal Subdivision	COLONY
Legal Block	1
Legal Lot Number	26
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	1400

Owner

Source: Mecklenburg County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3446 CHAGALL CT, CHARLOTTE, NC 28205-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Jun 11, 2010 · Amount on Record
Deed Document Number	202137870
Deed Book / Page	35727 / 200
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 1, 2026
Property Address	3446 CHAGALL CT, CHARLOTTE, NC 28205-1100
Document Number	0000105679
Book / Page	40754 / 72
Instrument Date	Sep 25, 2026
Instrument	2026105679
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 CHAGALL CT, CHARLOTTE, NC 28205-1100

Mortgage

Document Number	0000105679,
Date	Oct 1, 2026
Book Page	40754/72
Instrument	2026105679

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2046

Interest

Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 26, 2021
Property Address	3446 CHAGALL CT, CHARLOTTE, NC 28205-1100
Document Number	0000037870
Book / Page	35727 / 200
Map Reference	MB 38 PG 421
Instrument Date	Feb 25, 2021
Instrument	2021037870
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2441 COMMONWEALTH AVE, CHARLOTTE, NC 28205-5131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 CHAGALL CT, CHARLOTTE, NC 28205-1100

Mortgage

Document Number	0000037871
Date	Feb 26, 2021
Instrument	2021037871

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3446 CHAGALL CT, CHARLOTTE, NC 28205-1100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061404
Date	May 21, 2018
Book Page	32691/106
Instrument	2018061404

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,945.00	$362,700 Land $90,000 Building $272,700	$362,700 Land $90,000 Building $272,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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