Jackson County property record for 3446 Cambridge Ave, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,045 sqft · built 1958 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,500 (May 2019) |
| Tax Bill | $2,070 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 495-13-16-331-009-00 |
| Primary APN | 495-13-16-331-009-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| 1st Floor Area | 1,501 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood Siding |
| Lot Area | 8,146 sqft (0.187 acres) |
| Lot Dimensions | 113 ft deep x 72 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3446 CAMBRIDGE AVE |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | THE S 24 FT OF LOT 12 AND THE N 48 FT OF LOT 13 SPRING BROOK ESTATES |
| Legal Subdivision | SPRING BROOK ESTATES |
| Legal Lot Number | 12-13 |
| Legal Unit | 12,13 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5202 |
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3446 CAMBRIDGE AVE, JACKSON, MI 49203-5107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Oct 7, 2025 | Intrafamily Transfer, Transfer |
| May 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME LN SPECIALISTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on Record |
| Deed Sale | May 15, 2019 · Amount on Record |
| Prior Sale | Feb 18, 2015 · Amount on Record |
| Deed Document Number | 20192823327 |
| Deed Book / Page | 2141 / 839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 3446 CAMBRIDGE AVE, JACKSON, MI 49203-5107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3446 CAMBRIDGE AVE, JACKSON, MI 49203-5107 |
| Document Number | 0002989293 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 2269/400 |
| Instrument | 2989293 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Max Rate | 12.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Oct 7, 2025 |
| Property Address | 3446 CAMBRIDGE AVE, JACKSON, MI 49203-5107 |
| Document Number | 0002991523 |
| Book / Page | 2271 / 30 |
| Map Reference | LB 12 PG 21 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2991523 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3446 CAMBRIDGE AVE, JACKSON, MI 49203-5107 |
| Name | Verified Name |
|---|---|
| Address | 3446 CAMBRIDGE AVE, JACKSON, MI 49203-5107 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | May 15, 2019 |
| Property Address | 3446 CAMBRIDGE AVE, JACKSON, MI 49203-5107 |
| Document Number | 0002823327 |
| Book / Page | 002141 / 000839 |
| Instrument Date | May 10, 2019 |
| Instrument | 2823327 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2928 MEADOWOOD DR JACKSON MI 492025384, JACKSON, MI 49202-5384 |
| Document Number | 2823328 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 002141/000840 |
| Instrument | 2823328 |
| Name | HOME LN SPECIALISTS |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2049 |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,700 (+3.57%) | $197,400 (+3.57%) | |
| 2025 | $2,070.00 (-42.66%) Homeowner's exemption | $95,300 (+15.1%) | $190,600 (+15.1%) |
| 2024 | $3,610.00 (+24.83%) | ||
| 2023 | $82,800 | $165,600 | |
| 2020 | $2,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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