3446 Cagle Rd, Gainesville, GA 30501 Property Records

Hall County property record for 3446 Cagle Rd, Gainesville, GA 30501

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,784 sqft · built 2008
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2019)
Tax Bill	$3,305 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-106A-002-028`

Property Details

APN / Parcel Number

Primary APN	`09-106A-002-028`
Alternative APN	`24299`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	9 Stories
Building Area	1,784 sqft Heated Area
1st Floor Area	1,784 sqft
Upper Floors Area	489 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Rustic
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	425 ft deep x 74 ft wide
Porch	Slab
Porch Area	54 sqft
Patio Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24299
Street Address	3446 CAGLE RD
City	GAINESVILLE
State	GA
Zip	30501-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 28 PINEGLEN SECTION
Legal Subdivision	SURFSIDE CLUB ESTATES PINE GLE
Legal Lot Number	28
Jurisdiction	HALL GA
Township / Civil Division	LULA
Census Block Group	2
Census Block	2051
Census Tract	102

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3446 CAGLE RD, GAINESVILLE, GA 30501-7605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Sep 16, 2019	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Dec 5, 2006 · Amount on Record
Deed Document Number	20196718
Deed Book / Page	8335 / 279
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3446 CAGLE RD, GAINESVILLE, GA 30501-7605
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 CAGLE RD, GAINESVILLE, GA 30501-7605

Mortgage

Document Number	0098260000000221
Date	Mar 30, 2026
Book Page	0000009826/0000000221

Lender

Name	LAKEVIEW COMMUNITY CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3446 CAGLE RD, GAINESVILLE, GA 30501-7605
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 CAGLE RD, GAINESVILLE, GA 30501-7605

Mortgage

Document Number	0093790000000441
Date	Oct 6, 2023
Book Page	0000009379/0000000441

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3446 CAGLE RD, GAINESVILLE, GA 30501-7605
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 CAGLE RD, GAINESVILLE, GA 30501-7605

Mortgage

Document Number	0089370000000703
Date	Sep 21, 2021
Book Page	0000008937/0000000703

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Sep 16, 2019
Property Address	3446 CAGLE RD, GAINESVILLE, GA 30501-7605
Document Number	0083350279
Book / Page	008335 / 000279
Instrument Date	Sep 9, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 CAGLE RD GAINESVILLE GA 305017605, GAINESVILLE, GA 30501-7605

Mortgage

Document Number	83350280
Date	Sep 16, 2019
Book Page	008335/000280

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,305.00 (+1.26%)	$135,720 (+1.31%) Land $5,600 Building $130,120	$339,300 (+1.31%) Land $14,000 Building $325,300
2025	$3,264.00 (+2.48%)	$133,960 (+10.78%) Land $5,400 Building $128,560	$334,900 (+10.78%) Land $13,500 Building $321,400
2023	$3,185.00 (+20.74%)	$120,920 (+24.61%) Land $5,400 Building $115,520	$302,300 (+24.61%) Land $13,500 Building $288,800
2022	$2,638.00	$97,040 Land $5,400 Building $91,640	$242,600 Land $13,500 Building $229,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURFSIDE CLUB ESTATES private · serves 629 people · EPA ID GA1390016
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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