3446 Blue Rock Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3446 Blue Rock Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,200 sqft · built 1955
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2021)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0081-0193-00`

Property Details

APN / Parcel Number

Primary APN	`510-0081-0193-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	80 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3446 BLUE ROCK RD
City	CINCINNATI
State	OH
Zip	45239-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE ROCK RD 60 X 120
Legal Subdivision	SCHAFFER
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2002
Census Tract	20764

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3446 BLUE ROCK RD, CINCINNATI, OH 45239-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Jan 29, 2020	Warranty Deed, Transfer · FHA Mortgage GATEWAY MTG GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	0000134111
Deed Book / Page	14538 / 1790
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2021
Property Address	3446 BLUE ROCK RD, CINCINNATI, OH 45239-5104
Document Number	0000134111
Book / Page	14538 / 1790
Map Reference	MB 67 PG 62
Instrument Date	Oct 29, 2021
Instrument	2021-0134111
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3446 BLUE ROCK RD, CINCINNATI, OH 45239-5104

Mortgage

Document Number	0000134112
Date	Nov 4, 2021
Instrument	2021-0134112

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 29, 2020
Property Address	3446 BLUE ROCK RD, CINCINNATI, OH 45239-5104
Document Number	0000009935
Book / Page	014093 / 001532
Instrument Date	Jan 21, 2020
Instrument	9935
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 BLUE ROCK RD CINCINNATI OH 452395104, CINCINNATI, OH 45239-5104

Mortgage

Document Number	9936
Date	Jan 29, 2020
Book Page	014093/001535
Instrument	9936

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,333.00 (+7.83%)	$57,750 (+%) Land $10,916 Building $46,834
2024	$3,091.00 (-0.58%)	$57,749 (-) Land $10,916 Building $46,833
2023	$3,109.00 (+22.26%)	$57,749 (+5%) Land $10,916 Building $46,833	$165,000 (+5%) Land $31,190 Building $133,810
2022	$2,543.00 Homeowner's exemption	$38,500 Land $9,639 Building $28,861
2020			$110,000 Land $27,540 Building $82,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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