3446 Ashby Rd, Saint Ann, MO 63074 Property Records

St. Louis County property record for 3446 Ashby Rd, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1954
Lot Size	0.141 acres (6,159 sqft)
Owner	Company Name on File
Last Sale	$438,800 (Aug 2025)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13M-34-0920`

Property Details

APN / Parcel Number

Primary APN	`13M-34-0920`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	6,159 sqft (0.141 acres)
Lot Dimensions	55 ft deep x 55 ft wide
View / Lot	Cul-De-Sac
Patio Area	132 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3446 ASHBY RD
City	SAINT ANN
State	MO
Zip	63074-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	ST ANN HILLS 5TH ADDITION LOT 86
Legal Subdivision	ST ANN HILLS 5TH ADDITION
Legal Lot Number	86
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	4
Census Block	4011
Census Tract	214800

Owner

3446 Ashby Rd is owned by a company that bought it in August 2025.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	4 EDGEMONT CIR, SAINT CHARLES, MO 63301-5504
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF ST CHARLES MO
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Feb 14, 2006 · Amount on File
Deed Document Number	2025498
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 20, 2025
Property Address	3446 ASHBY RD, SAINT ANN, MO 63074-2849
Document Number	2025082000498
Map Reference	MB 60 PG 42&42
Instrument Date	Aug 15, 2025
Instrument	2025082000498
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 WATERBURY FALLS DR # DR201, DR201, O FALLON, MO 63368-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EDGEMONT CIR, SAINT CHARLES, MO 63301-5504

Mortgage

Document Number	2025082000499
Date	Aug 20, 2025
Instrument	2025082000499

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Aug 15, 2028

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3446 ASHBY RD, SAINT ANN, MO 63074-2849
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 RUE ROYALE ST 1, 1, SAINT CHARLES, MO 63301-8322

Mortgage

Document Number	0247360242
Date	Mar 19, 2021
Book Page	24736/242
Instrument	2021031900028

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3446 ASHBY RD, SAINT ANN, MO 63074-2849
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022111800163
Date	Nov 18, 2022
Instrument	2022111800163

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3446 Ashby Rd was $2,268, up 8.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,140 (-) Land $4,540 Building $20,600	$132,300 (-) Land $23,900 Building $108,400
2025	$2,268.00 (+8.62%)	$25,140 (+18.42%) Land $4,540 Building $20,600	$132,300 Land $23,900 Building $108,400
2024	$2,088.00 (+3.01%)	$21,230 (-) Land $3,880 Building $17,350
2023	$2,027.00 (+24.66%)	$21,230 (+34.28%) Land $3,880 Building $17,350	$111,700 Land $20,400 Building $91,300
2022	$1,626.00	$15,810 Land $3,380 Building $12,430
2021			$83,200 Land $17,800 Building $65,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3446 Ashby Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3446 Ashby Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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