3445 Woolen Mill St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3445 Woolen Mill St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,180 sqft · built 2007
Lot Size0.119 acres (5,227 sqft)
Owner2 Individual Names on File
Deeds & MortgagesNov 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone X (moderate risk)
APNT070501023

Property Details

APN / Parcel Number

Primary APNT070501023
Alternative APN
  • 5-116B-A253-00-2901.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,180 sqft Living Area
1st Floor Area1,097 sqft
Basement Area1,097 sqft

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialSiding
Lot Area5,227 sqft (0.119 acres)
Garage TypeDetached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area144 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT070501023
Old Parcel NumberT070501023
Street Address3445 WOOLEN MILL ST
CitySAINT CHARLES
StateMO
Zip63301-8168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHARLES #6 LOT 2901
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHARLES #6
Legal Lot Number2901
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3016
Census Tract310201

Owner

3445 Woolen Mill St is owned and occupied by two individuals who acquired it in April 2008.

Source: St. Charles County records, as of October 19, 2023

Owner of Record2 Individual Names on File
Mailing Address3445 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPGROW HOME MORTGAGE LLC
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
F&B ACQUISITION GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2008
Deed SaleApr 22, 2008
Prior SaleApr 22, 2008
Deed Document Number0049731906
Deed Book / Page4973 / 1906
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3445 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168
Transaction TypeMortgage
Record UpdatedDec 3, 2021
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8170

Mortgage

Document Number2021R095557
DateNov 23, 2021
Instrument2021R-095557
Lender
NameCAPGROW HOME MORTGAGE LLC
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term122 Months
DueJan 1, 2032

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3445 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168

Mortgage

Document Number2021R039037
DateMay 4, 2021
Instrument2021R-039037
Lender
NameF&B ACQUISITION GROUP LLC
TypeNon-Lending Institution
AddressCALEDONIA, MO 63631
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$79,262
2022$417,169 Land $72,000 Building $345,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3445 Woolen Mill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3445 Woolen Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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