York County property record for 3445 Winter Dr, Dover, PA 17315
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,176 sqft · built 2021 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $307,000 (Nov 2021) |
| Tax Bill | $6,497 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-000-40-0097.00-00000 |
| Primary APN | 24-000-40-0097.00-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Lot Area | 8,407 sqft (0.193 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3445 WINTER DR |
|---|---|
| City | DOVER |
| State | PA |
| Zip | 17315-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | YORK PA |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20722 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage COVIUS SETTLEMENT |
| Nov 22, 2021 | Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP |
| Apr 7, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 202172933 |
| Deed Book / Page | 2694 / 7177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Document Number | 0000007847 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 2770/8571 |
| Instrument | 2023007847 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Document Number | 0000046340 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 2807/214 |
| Instrument | 2023046340 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Apr 27, 2026 |
| Property Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Document Number | 0000017449 |
| Book / Page | 2883 / 3457 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202617449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Document Number | 0000017449, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 2883/3457 |
| Instrument | 202617449 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Nov 22, 2021 |
| Property Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Document Number | 0000072933 |
| Book / Page | 2694 / 7177 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021072933 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,070.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Document Number | 0000072934 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021072934 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Apr 7, 2021 |
| Property Address | 3445 WINTER DR, DOVER, PA 17315-5212 |
| Document Number | 0000020909 |
| Book / Page | 2642 / 6702 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021020909 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2645 CONEWAGO RD, YORK, PA 17315 |
| Name | Verified Name |
|---|---|
| Address | 2645 CONEWAGO RD, YORK, PA 17315 |
| Investor | Possibly a Property Investor |
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Dover Township |
| Unified School District | Dover Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,497.00 (+2.91%) | $194,210 (-) Land $32,220 Building $161,990 | |
| 2024 | $6,313.00 | $194,210 Land $32,220 Building $161,990 | |
| 2006 | $194,210 Land $32,220 Building $161,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER TWP WATER SYS serves 21,097 people · EPA ID PA7670073 |
|---|---|
| Water Source | Purchased surface water from YORK WATER CO |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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