3445 Willow St, Denver, CO 80238 Property Records

Denver City property record for 3445 Willow St, Denver, CO 80238

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,111 sqft · built 2007
Lot Size	0.099 acres (4,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Sep 2026)
Tax Bill	$9,710 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
APN	`01285-16-004-000`

Property Details

APN / Parcel Number

Primary APN	`01285-16-004-000`
Alternative APN	`163416571`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,111 sqft Living Area
Gross Area	2,077 sqft
1st Floor Area	1,530 sqft
Upper Floors Area	547 sqft
Basement Area	1,292 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Architectural Style	Multi-Level
Exterior Material	Frame/Wood
Construction Type	Frame
Lot Area	4,320 sqft (0.099 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	202 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3445 WILLOW ST
City	DENVER
State	CO
Zip	80238-3372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MU-20
Legal Description	STAPLETON FLG #18 B16 L4
Legal Subdivision	STAPLETON FLG #18
Legal Block	2
Legal Lot Number	4
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2039
Census Tract	4110

Owner

Source: Denver City records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3445 WILLOW ST, DENVER, CO 80238-3372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	2026105981
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Sep 18, 2026
Property Address	3445 WILLOW ST, DENVER, CO 80238-3372
Document Number	0000105981
Instrument Date	Sep 15, 2026
Instrument	2026105981
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,352.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3445 WILLOW ST, DENVER, CO 80238-3372
Investor	Possibly a Property Investor

Mortgage

Document Number	0000105982,
Date	Sep 18, 2026
Instrument	2026105982

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 17, 2022
Property Address	3445 WILLOW ST, DENVER, CO 80238-3372
Document Number	0000036794
Instrument Date	Mar 14, 2022
Instrument	2022036794
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3445 WILLOW ST, DENVER, CO 80238-3372

Mortgage

Document Number	0000036795
Date	Mar 17, 2022
Instrument	2022036795

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3445 WILLOW ST, DENVER, CO 80238-3372
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 WILLOW ST, DENVER, CO 80238-3372

Mortgage

Document Number	0000212629
Date	Nov 16, 2021
Instrument	2021212629

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	May 1, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,710.00 (+6.11%)	$70,750 (+11.59%) Land $10,420 Building $10,420	$1,003,600 (+0.23%) Land $147,800 Building $855,800
2023	$9,151.00 (+34.24%)	$63,400 (+29.63%) Land $6,220 Building $57,180	$1,001,300 (+42.29%) Land $147,800 Building $853,500
2022		$48,910 Land $10,270 Building $38,640	$703,700 Land $147,800 Building $555,900
2021	$6,817.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WiFiHood.

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