3445 Vernon Ave, Memphis, TN 38122 Property Records

Shelby County property record for 3445 Vernon Ave, Memphis, TN 38122

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,642 sqft · built 1921
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$22,000 (Nov 2020)
Tax Bill	$698 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-3056-0-0015`

Property Details

APN / Parcel Number

Primary APN	`04-3056-0-0015`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3445 VERNON AVE
City	MEMPHIS
State	TN
Zip	38122-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	SS VERNON COR NATIONAL SW
Legal Subdivision	E O BAILEY
Legal Block	2
Legal Lot Number	21
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2006
Census Tract	1100

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5252 LAKE VILLAGE DR, MEMPHIS, TN 38125-4100
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Nov 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	2020128886
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0000128886
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3445 VERNON AVE, MEMPHIS, TN 38122-1160
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021158551
Date	Dec 23, 2021
Instrument	21158551

Lender

Name	COGENT BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 19, 2020
Property Address	3445 VERNON AVE, MEMPHIS, TN 38122-1160
Document Number	0020128886
Instrument Date	Nov 16, 2020
Instrument	20128886
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5252 LAKE VILLAGE DR MEMPHIS TN 381254100, MEMPHIS, TN 38125-4100

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (-12.09%)	$25,950 (+98.85%) Land $2,750 Building $23,200	$103,800 (+98.85%) Land $11,000 Building $92,800
2023		$13,050 Land $1,125 Building $11,925
2022	$794.00
2021			$52,200 Land $4,500 Building $47,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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