Burke County property record for 3445 Smith Rd, Morganton, NC 28655 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1980 |
| Square Footage | 1,126 sqft Living Area |
| Lot Size | 58,370 sqft (1.34 acres) |
| Garage | Attached, 364 sqft |
| Tax Bill | $999.00 (2025) |
| Primary APN | 2707838960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,126 sqft Living Area |
| Gross Area | 2,616 sqft Gross Area |
| 1st Floor | 1,126 sqft 1st Floor |
| Basement Area | 1,126 sqft Basement |
| Unfinished Basement | 1,126 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 58,370 sqft (1.34 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 364 sqft Garage |
| Patio Area | 66 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 176 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 2707838960 |
|---|---|
| Street Address | 3445 SMITH RD |
| City | MORGANTON |
| State | NC |
| Zip | 28655-9705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3445 SMITH RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | LOWER CREEK |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 20100 |
Source: Burke County records · APN 2707838960
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 1036, MORGANTON, NC 28680-1036 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 1978 |
| Deed Sale | Jul 06, 1978 |
| Deed Doc Number | 0000550405 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3445 SMITH RD, MORGANTON, NC 28655-9705 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0028380212 |
|---|---|
| Date | Nov 06, 2025 |
| Book Page | 2838/212 |
| Instrument | 2025009377 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $999.00 (-0.3%) | $132,538 (-) Land $12,224 Building $120,314 | $132,538 (-) Land $12,224 Building $120,314 |
| 2023 | $1,002.00 | $132,538 Land $12,224 Building $120,314 | $132,538 Land $12,224 Building $120,314 |
3445 Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 43rd percentile of exposed land nationally · 63rd in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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