3445 SE 4th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3445 SE 4th St, Okeechobee, FL 34974 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,878 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$199,000 (2020)
Tax Bill	$2,298.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1-24-37-35-0A00-00007-F000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,878 sqft Heated Area
Gross Area	2,561 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1987
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport Garage
Carport	Carport
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	3445 SE 4TH ST
City	OKEECHOBEE
State	FL
Zip	34974-3643
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEING A PORTION OF LOT 37 OF BLOCK 4 OF CONNERS GABLES SUBDIVISION, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 2, PA
Legal Range	35E
Legal Township	37S
Legal Section	24
Legal Subdivision	CONNERS GABLES SUBDIVISION
Legal Block	4
Legal Lot Number	37
Jurisdiction	OKEECHOBEE FL
Minor Civil Division	OKEECHOBEE
Census Blockgroup	2
Census Block	2007
Census Tract	910402

Owner

Source: Okeechobee County records · APN 1-24-37-35-0A00-00007-F000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3445 SE 4TH ST, OKEECHOBEE, FL 34974-3643
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Feb 18, 2014 · Amount on Record
Deed Doc Number	2020004002
Record Refreshed	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 29, 2020
Property Address	3445 SE 4TH ST, OKEECHOBEE, FL 34974-3643
Document Number	0000004002
Instrument Date	Apr 24, 2020
Instrument	4002
Transaction Type	Transfer
Record Updated	Jun 08, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3445 SE 4TH ST OKEECHOBEE FL 349743643, OKEECHOBEE, FL 34974-3643

Mortgage

Document Number	4003
Date	Apr 29, 2020
Instrument	4003

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00 (-18.37%) Homeowner's exemption	$208,212 (+5.99%)	$275,809 (+0.12%) Land $30,000 Building $245,809
2023	$2,815.00 (+6.63%) Homeowner's exemption	$196,450 (+3%)	$275,476 (+22.1%) Land $30,000 Building $245,476
2022	$2,640.00 Homeowner's exemption	$190,728	$225,616 Land $25,000 Building $200,616

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.