Isanti County property record for 3445 S Vine St, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,308 sqft · built 1997 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (Jul 2022) |
| Tax Bill | $4,882 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.112.0050 |
| Primary APN | 15.112.0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 4 Stories |
| Building Area | 1,308 sqft Heated Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 40,946 sqft (0.94 acres) |
| Lot Dimensions | 23.6 ft deep x 14.9 ft wide |
| Garage Area | 694 sqft |
| Driveway | Driveway |
| Deck Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3445 S VINE ST |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-6989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME RUM RIVER OAKS LOT 005 BLOCK 001 SUBDIVISIONCD 15112 |
| Legal Range | 023 |
| Legal Township | 035 |
| Legal Section | 07 |
| Legal Subdivision | RUM RIVER OAKS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 130303 |
Source: Isanti County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3445 S VINE ST, CAMBRIDGE, MN 55008-6989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on Record |
| Deed Sale | Jul 7, 2022 · Amount on Record |
| Deed Document Number | 20221437138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Jun 17, 2026 |
| Property Address | 3445 S VINE ST, CAMBRIDGE, MN 55008-6989 |
| Document Number | 0000545740 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026545740 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3445 S VINE ST, CAMBRIDGE, MN 55008-6989 |
| Document Number | 0000545740, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026545740 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Aug 1, 2052 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,882.00 (+34.56%) Homeowner's exemption | $357,700 (+5.86%) Land $65,000 Building $292,700 | $357,700 (+5.86%) Land $65,000 Building $292,700 |
| 2025 | $337,900 (+1.93%) Land $65,000 Building $272,900 | $337,900 (+1.93%) Land $65,000 Building $272,900 | |
| 2023 | $3,628.00 (+0.39%) | $331,500 Land $36,900 Building $294,600 | $331,500 Land $36,900 Building $294,600 |
| 2022 | $3,614.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Windstream DSL | 200 / 20 |
May also be available: GigFire, T-Mobile.
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