3445 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3445 S River Ter, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$113,000 (Nov 1992)
Tax Bill$2,124 (2025)
Flood ZoneZone X (minimal risk)
APN01-480-02798600

Property Details

APN / Parcel Number

Primary APN01-480-02798600
Alternative APNs
  • 148002798600
  • 48002798600

Exterior

Lot Area8,250 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number48002798600
Street Address3445 S RIVER TER
CityEDGEWATER
StateMD
Zip21037-3237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 2 BK D LOCH HAVEN BEACH
Legal SubdivisionLOCH HAVEN BEACH
Legal BlockD
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1017
Census Tract701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3501 CEDAR DR, EDGEWATER, MD 21037-3228
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 1992 · Amount on Record
Deed SaleNov 20, 1992 · Amount on Record
Deed Book / Page5834 / 204
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,000 (+37.44%) Land $203,000$203,000 (+37.44%) Land $203,000
2025$2,124.00 (+31.76%)
2023$1,612.00$147,700 Land $147,700$147,700 Land $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S River Ter

Nearby Streets

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