Larimer County property record for 3445 Petrel Dr, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,785 sqft · built 2017 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Apr 2021) |
| Tax Bill | $3,024 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94031-27-003 |
| Primary APN | 94031-27-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,785 sqft Living Area |
| Basement Area | 829 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,360 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1661235 |
|---|---|
| Street Address | 3445 PETREL DR |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, BLOCK 6, HERON POINTE SUB LOT 1A, BER (20160036859) |
| Legal Quarter | NE |
| Legal Subdivision | HERON POINTE SUB LOT 1A |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 2602 |
3445 Petrel Dr is owned and occupied by an individual who bought it in April 2021.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3445 PETREL DR, BERTHOUD, CO 80513-7058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER |
| Apr 2, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL LENDING LLC |
| Apr 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Jun 28, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2021 · Amount on File |
| Deed Sale | Apr 2, 2021 · Amount on File |
| Prior Sale | Jun 28, 2017 · Amount on File |
| Deed Document Number | 20210033939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 3445 PETREL DR, BERTHOUD, CO 80513-7058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000051580 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 20220051580 |
| Name | CREDIT UNION OF DENVER |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 18, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 2, 2021 |
| Property Address | 3445 PETREL DR, BERTHOUD, CO 80513-7058 |
| Document Number | 0000033939 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 20210033939 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3445 PETREL DR, BERTHOUD, CO 80513-7058 |
| Document Number | 0000033940 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 20210033940 |
| Name | CENTENNIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 3445 PETREL DR, BERTHOUD, CO 80513-7058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000019585 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 20190019585 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 28, 2017 |
| Property Address | 3445 PETREL DR, BERTHOUD, CO 80513-7058 |
| Document Number | 0000042510 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 20170042510 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | HERITAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.87 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3445 PETREL DR, BERTHOUD, CO 80513-7058 |
| Document Number | 0000042511 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 20170042511 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 3445 Petrel Dr was $3,024.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,024.00 | $29,888 Land $6,375 Building $23,513 | $478,200 Land $102,000 Building $376,200 |
| 2023 | $2,809.00 (+21.65%) | $33,982 (+41.11%) Land $6,834 Building $27,148 | $507,200 (+46.38%) Land $102,000 Building $405,200 |
| 2022 | $2,309.00 | $24,082 Land $6,081 Building $18,001 | $346,500 Land $87,500 Building $259,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3445 Petrel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3445 Petrel Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 63% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| CenturyLink Fiber | 940 / 940 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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