3445 Lynch Rd, Pacific, MO 63069 Property Records

Jefferson County property record for 3445 Lynch Rd, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,604 sqft · built 2001
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on File
Last Sale	$425,600 (Jun 2026)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062.003.00000008`

Property Details

APN / Parcel Number

Primary APN	`062.003.00000008`
Alternative APN	`0620030 008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,604 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	1,644 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	103,673 sqft
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3445 LYNCH RD
City	PACIFIC
State	MO
Zip	63069-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	E1/2 LOT 2 NW1/4
Legal Range	3E
Legal Township	42N
Legal Section	03
Legal Block	3
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3061
Census Tract	700402

Owner

3445 Lynch Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3445 LYNCH RD, PACIFIC, MO 63069-5118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 7, 2019	Deed of Trust, Mortgage AMERICAN MTG CORP
Aug 29, 2018	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Deed Document Number	202615156
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 5, 2026
Property Address	3445 LYNCH RD, PACIFIC, MO 63069-5118
Document Number	0000015156
Instrument Date	May 29, 2026
Instrument	202615156
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 LYNCH RD, PACIFIC, MO 63069-5118

Mortgage

Document Number	0000015157,
Date	Jun 5, 2026
Instrument	202615157

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3445 LYNCH RD, PACIFIC, MO 63069-5118
Document Number	0000007056
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3445 LYNCH RD PACIFIC MO 630695118, PACIFIC, MO 63069-5118

Mortgage

Document Number	0000007056
Date	Mar 18, 2019
Instrument	7056

Lender

Name	AMERICAN MTG CORP
Address	SAINT LOUIS, MO 63114

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3445 LYNCH RD, PACIFIC, MO 63069-5118
Document Number	0000028110
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3445 LYNCH RD PACIFIC MO 630695118, PACIFIC, MO 63069-5118

Mortgage

Document Number	0000028110
Date	Sep 14, 2018
Instrument	28110

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3445 Lynch Rd was $2,605, up 9.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,900 (-) Land $3,300 Building $32,600	$189,100 (-) Land $17,600 Building $171,500
2025	$2,605.00 (+9.09%)	$35,900 Land $3,300 Building $32,600	$189,100 (-) Land $17,600 Building $171,500
2024	$2,388.00 (+0.55%)		$189,100 (+8.43%) Land $17,600 Building $171,500
2023	$2,375.00	$33,100 Land $3,300 Building $29,800	$174,400 Land $17,600 Building $156,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3445 Lynch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3445 Lynch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Brown Dog Networks Fixed Wireless	50 / 10
Bays-ET Highspeed Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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