3445 Kings Rd S, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3445 Kings Rd S, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 2004
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jul 2026)
Tax Bill	$4,889 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`136805-0340`

Property Details

APN / Parcel Number

Primary APN	`136805-0340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,755 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,755 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3445 KINGS RD S
City	SAINT AUGUSTINE
State	FL
Zip	32086-5073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	25/45-57 OAKBROOK SUBD LOT 34 OR5206/302
Legal Range	29E
Legal Township	08S
Legal Section	12
Legal Subdivision	OAKBROOK
Legal Block	3
Legal Lot Number	34
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21301

Owner

Source: St. Johns County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	222 MINE CREEK RD, BAKERSVILLE, NC 28705-8120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 17, 2018	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	202665379
Deed Book / Page	6411 / 1382
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	0045320779
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 30, 2026
Property Address	3445 KINGS RD S, SAINT AUGUSTINE, FL 32086-5073
Document Number	0000065379
Book / Page	6411 / 1382
Instrument Date	Jul 30, 2026
Instrument	202665379
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385,315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MINE CREEK RD, BAKERSVILLE, NC 28705-8120

Mortgage

Document Number	0000065380,
Date	Jul 30, 2026
Book Page	6411/1384
Instrument	202665380

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3445 KINGS RD S, SAINT AUGUSTINE, FL 32086-5073
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 KINGS ROAD SOUTH 344, 344, SC

Mortgage

Document Number	0052931699
Date	Jun 17, 2021
Book Page	5293/1699
Instrument	2021067824

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3445 KINGS RD S, SAINT AUGUSTINE, FL 32086-5073
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048711460
Date	Jan 27, 2020
Book Page	4871/1460
Instrument	2020006096

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 12, 2021
Property Address	3445 KINGS RD S, SAINT AUGUSTINE, FL 32086-5073
Document Number	0052060302
Book / Page	5206 / 302
Map Reference	MB 25 PG 45&57
Instrument Date	Mar 12, 2021
Instrument	2021028035
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1252 26TH ST, SANTA MONICA, CA 90404-1473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 KINGS RD S, SAINT AUGUSTINE, FL 32086-5073

Mortgage

Document Number	0005206304
Date	Mar 12, 2021
Instrument	5206/304

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 17, 2018
Property Address	3445 KINGS RD S, SAINT AUGUSTINE, FL 32086-5073
Document Number	0045320779
Book / Page	004532 / 000779
Instrument Date	Apr 6, 2018
Instrument	25541
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Tax	$714.93
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 KINGS RD S ST AUGUSTINE FL 320865073, ST AUGUSTINE, FL 32086-5073

Mortgage

Document Number	45320783
Date	Apr 17, 2018
Book Page	004532/000783
Instrument	25542

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,176 (+2.7%)	$404,511 (-1.86%) Land $164,000 Building $240,511
2025	$4,889.00 (+12.31%) Homeowner's exemption	$376,997 (+2.9%)	$412,196 (+1.48%) Land $133,000 Building $279,196
2024	$4,353.00 (+1.97%) Homeowner's exemption	$366,372 (+3%)	$406,180 (+6.48%) Land $133,000 Building $273,180
2023	$4,269.00 (+2.82%) Homeowner's exemption	$355,701 (+3%)	$381,479 (+6.1%) Land $142,000 Building $239,479
2022	$4,152.00 Homeowner's exemption	$345,341	$359,545 Land $118,720 Building $240,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3445 Kings Rd S, Saint Augustine, FL 32086 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Kings Rd S

Nearby Streets

Search Property Records by Address or Parcel Number