Harford County property record for 3445 Howell Ct, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,256 sqft · built 1988 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2021) |
| Tax Bill | $2,752 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-204211 |
| Primary APN | 01-204211 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,256 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Deck Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 204211 |
|---|---|
| Street Address | 3445 HOWELL CT |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2514 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 105 2500 SF 3445 HOWELL COURT CONST FRNDSHP PT 60/57 |
| Legal Subdivision | CONSTANT FRIENDSHIP |
| Legal Lot Number | 105 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 301205 |
3445 Howell Ct, a townhouse, is owned and occupied by two individuals who bought it in June 2021.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3445 HOWELL CT, ABINGDON, MD 21009-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed, Transfer · Conventional Mortgage HAR CO CU |
| Nov 27, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Oct 10, 2017 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on File |
| Deed Sale | Jun 24, 2021 · Amount on File |
| Prior Sale | Nov 27, 2019 |
| Deed Book / Page | 14859 / 100 |
| Prior Transfer Date | Nov 13, 2019 |
| Prior Transfer Doc | 0135680247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 24, 2021 |
| Property Address | 3445 HOWELL CT, ABINGDON, MD 21009-2514 |
| Document Number | 0148590100 |
| Book / Page | 14859 / 100 |
| Map Reference | MB 60 FO 57 |
| Instrument Date | May 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3445 HOWELL CT, ABINGDON, MD 21009-2514 |
| Document Number | 0014859107 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 14859/107 |
| Name | HAR CO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 27, 2019 |
| Property Address | 3445 HOWELL CT, ABINGDON, MD 21009-2514 |
| Document Number | 0135680247 |
| Book / Page | 13568 / 0247 |
| Map Reference | MB 60 FO 57 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3445 HOWELL CT, ABINGDON, MD 21009-2514 |
| Document Number | 0013568253 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 13568/253 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 10, 2017 |
| Property Address | 3445 HOWELL CT, ABINGDON, MD 21009-2514 |
| Document Number | 0125480230 |
| Book / Page | 12548 / 0230 |
| Map Reference | MB60 FO57 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 12548-0230 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | EXPRESS TITLE SOLUTIONS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3445 HOWELL CT, ABINGDON, MD 21009-2514 |
| Document Number | 125480236 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 12548-0236 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 3445 Howell Ct was $2,752, up 13.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,752.00 (+13.53%) | $252,500 (+6.33%) Land $58,500 Building $194,000 | $252,500 (-) Land $58,500 Building $194,000 |
| 2025 | $2,424.00 | $237,467 | $252,500 Land $58,500 Building $194,000 |
| 2023 | $207,400 Land $58,500 Building $148,900 | $207,400 Land $58,500 Building $148,900 | |
| 2022 | $2,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3445 Howell Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3445 Howell Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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