3445 Drummonds Rd, Drummonds, TN 38023 Property Records

Tipton County property record for 3445 Drummonds Rd, Drummonds, TN 38023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,786 sqft · built 1993
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Jul 2026)
Tax Bill$1,128 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN084113C A 00300

Property Details

APN / Parcel Number

Primary APN084113C A 00300
Alternative APN
  • 113C A 00300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,786 sqft Living Area
1st Floor Area1,786 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,101 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area421 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address3445 DRUMMONDS RD
CityDRUMMONDS
StateTN
Zip38023-5566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 06, COUNTY AREA: S12
Legal SubdivisionCAMPGROUND EST
Legal Lot Number3
JurisdictionTIPTON TN
Township / Civil Division8
Census Block Group1
Census Block1022
Census Tract40303

Owner

Source: Tipton County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3445 DRUMMONDS RD, DRUMMONDS, TN 38023-5566
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
PATRIOT BANK
Jul 9, 2026Warranty Deed, Transfer
REALTY TITLE INC, REALTY TITLE
Apr 10, 2017Warranty Deed, Transfer · Conventional with PMI
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2026 · Amount on Record
Deed SaleJul 9, 2026 · Amount on Record
Prior SaleApr 10, 2017 · Amount on Record
Deed Document Number2026293977
Deed Book / Page2132 / 327
Prior Transfer DateAug 10, 2013
Prior Transfer Doc16001069
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateJul 20, 2026
Property Address3445 DRUMMONDS RD, DRUMMONDS, TN 38023-5566
Document Number0000294272
Book / Page2133 / 582
Instrument DateJul 13, 2026
Instrument2026294272
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 DRUMMONDS RD, DRUMMONDS, TN 38023-5566

Mortgage

Document Number0000294272,
DateJul 20, 2026
Book Page2133/582
Instrument2026294272
Lender
NamePATRIOT BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueJul 10, 2043
Interest
Rate6.52%
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateJul 9, 2026
Property Address3445 DRUMMONDS RD, DRUMMONDS, TN 38023-5566
Document Number0000293977
Book / Page2132 / 327
Instrument DateJul 2, 2026
Instrument2026293977
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyREALTY TITLE INC, REALTY TITLE

Transaction

AmountAmount Recorded
Tax$119,584.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 DRUMMONDS RD, DRUMMONDS, TN 38023-5566

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateApr 10, 2017
Property Address3445 DRUMMONDS RD, DRUMMONDS, TN 38023-5566
Document Number1718461
Book / Page001718 / 000461
Instrument DateMar 31, 2017
Instrument203256
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyCLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3445 DRUMMONDS RD DRUMMONDS TN 380235566, DRUMMONDS, TN 38023-5566

Mortgage

Document Number1718463
DateApr 10, 2017
Book Page001718/000463
Instrument203257
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 9, 2047

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,128.00 (+5.62%)$74,150 (-) Land $7,225 Building $66,925
2023$74,150 (+41.64%) Land $7,225 Building $66,925
2022$1,068.00$52,350 Land $5,325 Building $47,025$209,400 (-29.4%) Land $21,300 Building $188,100
2020$296,600 Land $28,900 Building $267,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2010–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimApr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE UTILITY DISTRICT
serves 19,599 people · EPA ID TN0000201
Water SourceGroundwater
Last State InspectionFeb 2025
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable
2,000 / 75
Aeneas Communications
Fiber
1,000 / 1,000

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