3445 Cypress Point Dr, Merced, CA 95340 Property Records

Merced County property record for 3445 Cypress Point Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 2002
Lot Size	0.149 acres (6,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Oct 2015)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-341-001-000`

Property Details

APN / Parcel Number

Primary APN	`008-341-001-000`
Alternative APN	`008-341-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,631 sqft Living Area
Gross Area	2,267 sqft
1st Floor Area	1,631 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,476 sqft (0.149 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-341-001
Street Address	3445 CYPRESS POINT DR
City	MERCED
State	CA
Zip	95340-0747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SILVERADO #5 LOT 289
Legal Subdivision	SILVERADO 05
Legal Lot Number	289
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3009
Census Tract	2602

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3445 CYPRESS POINT DR, MERCED, CA 95340-0747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2015 · Amount on Record
Deed Sale	Oct 6, 2015 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	201535193
Prior Transfer Date	Jul 2, 2015
Prior Transfer Doc	0000035193
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3445 CYPRESS POINT DR, MERCED, CA 95340-0747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011004
Date	Apr 18, 2019
Instrument	2019011004

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3445 CYPRESS POINT DR, MERCED, CA 95340-0747
Document Number	0000011225
Instrument Date	Mar 28, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3445 CYPRESS POINT DR MERCED CA 953400747, MERCED, CA 95340-0747

Mortgage

Document Number	0000011225
Date	Apr 3, 2020
Instrument	11225

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3445 CYPRESS POINT DR, MERCED, CA 95340-0747
Document Number	0000027555
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3445 CYPRESS POINT DR MERCED CA 953400747, MERCED, CA 95340-0747

Mortgage

Document Number	0000027555
Date	Aug 25, 2017
Instrument	27555

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 24, 2042

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$300,653 (+2%) Land $54,333 Building $246,320
2025	$3,385.00 (+7.12%) Homeowner's exemption	$294,759 (+4.04%) Land $53,268 Building $241,491
2023	$3,160.00 (+1.74%) Homeowner's exemption	$283,314 Land $51,200 Building $232,114
2022	$3,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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