3445 Covello Cir, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3445 Covello Cir, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,368 sqft · built 1994
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Apr 2026)
Tax Bill	$9,054 (2025)
Deeds & Mortgages	Nov 2024 Second Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-062-002-000`

Property Details

APN / Parcel Number

Primary APN	`119-062-002-000`
Alternative APNs	`11906202100` `1190620210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3445 COVELLO CIR
City	CAMERON PARK
State	CA
Zip	95682-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 390 BAR J RANCH #6
Legal Subdivision	BAR J RANCH #6
Legal Lot Number	390
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2003
Census Tract	30807

Owner

3445 Covello Cir is owned and occupied by an individual who bought it in April 2026.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3445 COVELLO CIR, CAMERON PARK, CA 95682-4066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Apr 24, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 28, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 27, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	202613652
Prior Transfer Date	May 9, 2003
Prior Transfer Doc	0000049450
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3445 COVELLO CIR, CAMERON PARK, CA 95682-4066
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 COVELLO CIR, CAMERON PARK, CA 95682-4066

Mortgage

Document Number	0000033928
Date	Nov 15, 2024
Instrument	2024-0033928

Lender

Name	PATELCO CU
Type	Credit Union
Address	KNIGHTSEN, CA 94548

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2034

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 24, 2026
Property Address	3445 COVELLO CIR, CAMERON PARK, CA 95682-4066
Document Number	0000013652
Instrument Date	Apr 17, 2026
Instrument	2026.13652
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,436.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 COVELLO CIR, CAMERON PARK, CA 95682-4066
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013653,
Date	Apr 24, 2026
Instrument	2026..13653

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 28, 2023
Property Address	3445 COVELLO CIR, CAMERON PARK, CA 95682-4066
Document Number	0000011605
Map Reference	MB G PG 137
Instrument Date	Apr 20, 2023
Instrument	2023-0011605
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 COVELLO CIR, CAMERON PARK, CA 95682-4066

Mortgage

Document Number	0000011606
Date	Apr 28, 2023
Instrument	2023-0011606

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 27, 2018
Property Address	3445 COVELLO CIR, CAMERON PARK, CA 95682-4066
Document Number	0000007176
Instrument Date	Mar 22, 2017
Instrument	7176
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 COVELLO CIR CAMERON PARK CA 956824066, CAMERON PARK, CA 95682-4066

Tax Assessment & Valuation

The 2025 property tax bill for 3445 Covello Cir was $9,054, up 2.3% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$843,658 (+2%) Land $211,179 Building $632,479
2025	$9,054.00 (+2.27%)	$827,117 Land $207,039 Building $620,078
2024	$8,853.00 (+35.16%)
2023	$6,550.00 (+1.46%) Homeowner's exemption	$601,796 Land $115,628 Building $486,168
2022	$6,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3445 Covello Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3445 Covello Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zeta Broadband.

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