Cherokee County property record for 3445 Co Rd 104, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,512 sqft · built 1989 |
| Lot Size | 1.39 acres (60,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (May 2026) |
| Tax Bill | $1,538 (2026) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-01-12-0-000-005.022 |
| Primary APN | 13-09-01-12-0-000-005.022 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 60,624 sqft (1.39 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 112 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 14650 |
|---|---|
| Street Address | 3445 COUNTY ROAD 104 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 MOUNTAIN LAKE SD, 2ND SECTOR, PB 9 PG 32 |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 12 |
| Legal Subdivision | MOUNTAIN LAKE SD 2ND SECTOR |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955702 |
3445 Co Rd 104 is owned and occupied by an individual who bought it in May 2026.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3445 COUNTY ROAD 104, CEDAR BLUFF, AL 35959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on File |
| Deed Sale | May 26, 2026 · Amount on File |
| Prior Sale | Mar 26, 2026 · Amount on File |
| Deed Document Number | 2026243959 |
| Prior Transfer Date | Oct 1, 2025 |
| Prior Transfer Doc | 0000242971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | May 26, 2026 |
| Property Address | 3445 COUNTY ROAD 104, CEDAR BLUFF, AL 35959 |
| Document Number | 0000243959 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026243959 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $68,175.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3445 Co Rd 104 was $1,538, up 7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,538.00 (+6.95%) | ||
| 2025 | $1,438.00 (+3.68%) | $32,620 (+3.82%) Land $18,200 Building $14,420 | $342,200 (+3.6%) Land $181,900 Building $160,300 |
| 2024 | $1,387.00 (+1.61%) | $31,420 (-3.32%) Land $17,000 Building $14,420 | $330,300 (+1.63%) Land $170,000 Building $160,300 |
| 2023 | $1,365.00 | $32,500 (+83%) | $325,000 (-) Land $170,000 Building $155,000 |
| 2022 | $1,365.00 | $17,760 Land $17,000 Building $760 | $325,000 Land $170,000 Building $155,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3445 Co Rd 104 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3445 Co Rd 104 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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