3445 Chicago Rd, Steger, IL 60475 Property Records

Will County property record for 3445 Chicago Rd, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,273 sqft · built 1900
Lot Size	0.29 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2022)
Tax Bill	$6,599 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-208-009`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-208-009`
Alternative APN	`15052080090000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
Basement Area	799 sqft
Finished Basement	799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	12,500 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3445 CHICAGO RD
City	STEGER
State	IL
Zip	60475-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 8 IN COLUMBIA HEIGHTS, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 5, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	COLUMBIA HEIGHTS
Legal Block	8
Legal Lot Number	14
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2003
Census Tract	883700

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3445 CHICAGO RD, STEGER, IL 60475-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit LAKESIDE BANK
Dec 12, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Jan 7, 2009 · Amount on Record
Deed Document Number	202286578
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	May 19, 2026
Property Address	3445 CHICAGO RD, STEGER, IL 60475-1645
Document Number	0000029699
Instrument Date	May 7, 2026
Instrument	202629699
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 CHICAGO RD, STEGER, IL 60475-1645

Mortgage

Document Number	0000029699,
Date	May 19, 2026
Instrument	202629699

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3445 CHICAGO RD, STEGER, IL 60475-1645
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109841
Date	Oct 6, 2021
Instrument	R2021109841

Lender

Name	LAKESIDE BANK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 12, 2022
Property Address	3445 CHICAGO RD, STEGER, IL 60475-1645
Document Number	0000086578
Map Reference	MB 4 PG 78&79
Instrument Date	Dec 6, 2022
Instrument	R2022086578
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3445 CHICAGO RD, STEGER, IL 60475-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 CHICAGO RD, STEGER, IL 60475-1645

Mortgage

Document Number	0000086579
Date	Dec 12, 2022
Instrument	R2022086579

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,599.00 (+25.22%)	$76,194 (+5.5%) Land $5,180 Building $71,014	$228,582 (+5.5%) Land $15,540 Building $213,042
2024		$72,222 (+26.01%) Land $4,910 Building $67,312	$216,666 (+26.01%) Land $14,730 Building $201,936
2022	$5,270.00 Homeowner's exemption Senior Citizen's exemption	$57,313 Land $3,896 Building $53,417	$171,939 Land $11,688 Building $160,251

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Surf Internet, T-Mobile.

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