El Dorado County property record for 3445 Cambridge Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,621 sqft · built 1980 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Trust Name on File |
| Last Sale | $351,500 (Nov 2011) |
| Tax Bill | $4,788 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2018 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-602-001-000 |
| Primary APN | 082-602-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,621 sqft Living Area |
| 1st Floor Area | 2,621 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,621 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3445 CAMBRIDGE RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 265 CAMERON PK N 8 |
| Legal Subdivision | CAMERON PK N 8 |
| Legal Lot Number | 265 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30810 |
3445 Cambridge Rd is owner-occupied and held in a trust since April 2020.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Jul 31, 2018 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Aug 27, 2020 | Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Aug 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Oct 9, 2020 | Quit Claim Deed, Transfer UNISOURCE |
| Oct 9, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Sep 5, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2011 · Amount on File |
| Deed Sale | Nov 30, 2011 · Amount on File |
| Deed Document Number | 201157068 |
| Last Transfer Date | Apr 24, 2020 |
| Transfer Doc | 0000056748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000028016 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017-0028016 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000029520 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018-0029520 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SHINGLE SPRINGS, CA 95682 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 27, 2020 |
| Property Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Document Number | 0000045000 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 45000 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3445 CAMBRIDGE RD CAMERON PARK CA 956829024, CAMERON PARK, CA 95682-9024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 27, 2020 |
| Property Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Document Number | 0000044998 |
| Map Reference | MB E PG 15 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 2020-0044998 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Document Number | 0000044999 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020-0044999 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 9, 2020 |
| Property Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Document Number | 0000056748 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 56748 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3445 CAMBRIDGE RD CAMERON PARK CA 956829024, CAMERON PARK, CA 95682-9024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 9, 2020 |
| Property Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Document Number | 0000056746 |
| Map Reference | MB E PG 15 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 2020-0056746 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Document Number | 0000056747 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020-0056747 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 5, 2018 |
| Property Address | 3445 CAMBRIDGE RD, CAMERON PARK, CA 95682-9024 |
| Document Number | 0000034819 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 34819 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3445 CAMBRIDGE RD CAMERON PARK CA 956829024, CAMERON PARK, CA 95682-9024 |
The 2025 property tax bill for 3445 Cambridge Rd was $4,788 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Rescue Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $449,679 (+2%) Land $112,737 Building $336,942 | |
| 2025 | $4,788.00 Homeowner's exemption | $440,863 Land $110,527 Building $330,336 |
| 2023 | $4,598.00 (+1.34%) Homeowner's exemption | $423,745 Land $106,236 Building $317,509 |
| 2022 | $4,537.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3445 Cambridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1993–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3445 Cambridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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