Livingston County property record for 3445 Bowen Rd, Howell, MI 48855
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1997 |
| Lot Size | 4.88 acres (212,573 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2022) |
| Tax Bill | $3,720 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-400-010 |
| Primary APN | 06-21-400-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 212,573 sqft (4.88 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3445 BOWEN RD |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-7753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | SEC 21 T3N R4E SEC 21 COMM AT E 1/4 COR, TH W ALONG E/W 1/4 SEC LINE & C.L. BOWEN RD, 2301.17 FT TO POB, TH S 0*13'00"E |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 21 |
| Legal Tract | 724000 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 724002 |
Source: Livingston County records · APN 06-21-400-010
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3445 BOWEN RD, HOWELL, MI 48855-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on Record |
| Deed Sale | Oct 14, 2022 · Amount on Record |
| Deed Document Number | 202227072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Oct 14, 2022 |
| Property Address | 3445 BOWEN RD, HOWELL, MI 48855-7753 |
| Document Number | 0000027072 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022R-027072 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3445 BOWEN RD, 3445, HOWELL, MI 48855-7753 |
| Name | Verified Name |
|---|---|
| Address | 3445 BOWEN RD, HOWELL, MI 48855-7753 |
| Document Number | 0000026262 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 2022R-026262 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 3445 BOWEN RD, HOWELL, MI 48855-7753 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3445 BOWEN RD, HOWELL, MI 48855-7753 |
| Document Number | 2021R025548 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021R-025548 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 3445 BOWEN RD, HOWELL, MI 48855-7753 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3445 BOWEN RD, HOWELL, MI 48855-7753 |
| Document Number | 2021R019462 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021R-019462 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Howell Township |
| Unified School District | Howell Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,574 (+50.15%) | $369,148 (+50.15%) | |
| 2025 | $3,720.00 (+98.93%) | ||
| 2023 | $122,930 | ||
| 2021 | $1,870.00 | $245,860 |
Source: FEMA National Flood Hazard Layer as of September 17, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 21 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HOWELL serves 9,914 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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