3445 Bluff Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 3445 Bluff Rd, Hernando, MS 38632 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2007
Square Footage4,130 sqft Adjusted Area
Lot Size130,680 sqft (3 acres)
OccupancyOwner Occupied
Tax Bill$2,548.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-09-4-20-00-0-00005-04

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area4,130 sqft Adjusted Area
1st Floor2,991 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area130,680 sqft (3 acres)

Location & Zoning

Street Address3445 BLUFF RD
CityHERNANDO
StateMS
Zip38632-7907
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 NW1/4
Legal Range009
Legal Township03S
Legal Section20
Legal SubdivisionUNDERWOOD ESTATE TRACT
Legal Lot Number5
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2021
Census Tract71200

Owner

Source: DeSoto County records · APN 3-09-4-20-00-0-00005-04

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3445 BLUFF RD, HERNANDO, MS 38632-7907
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Oct 28, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2022
Deed SaleJul 22, 2022
Deed Book / Page1005 / 573
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJun 30, 2026
Property Address3445 BLUFF RD, HERNANDO, MS 38632-7907
Document Number5663072983
Book / Page5663 / 72983
Instrument DateJun 24, 2026
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 BLUFF RD, HERNANDO, MS 38632-7907

Mortgage

Document Number5663072983,
DateJun 30, 2026
Book Page5663/72983
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.53%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3445 BLUFF RD, HERNANDO, MS 38632-7907
Transaction TypeMortgage
Record UpdatedNov 07, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 BLUFF RD, HERNANDO, MS 38632-7907

Mortgage

Document Number5662/111980
DateOct 28, 2025
Book Page5662/111980
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,548.00 (+17.58%)$34,114 (+39.61%) Land $3,000 Building $31,114$341,141 (+39.61%) Land $30,000 Building $311,141
2023$2,167.00$24,435$244,348 Land $30,000 Building $214,348

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