3445 Atlantic Cir, Naples, FL 34119 Property Records

Collier County property record for 3445 Atlantic Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,967 sqft · built 2013
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$1,240,000 (Jul 2021)
Tax Bill	$11,682 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone AH (high risk)
APN	`593600 4703B16`

Property Details

APN / Parcel Number

Primary APN	`593600 4703B16`
Alternative APN	`69770002447`

Interior

Stories	2 Stories
Building Area	2,967 sqft Living Area
1st Floor Area	2,967 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Pool Area	448 sqft
Deck Area	937 sqft

Location & Zoning

Street Address	3445 ATLANTIC CIR
City	NAPLES
State	FL
Zip	34119-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSTONE PLAT TWO LOT 470
Legal Range	26
Legal Township	48
Legal Section	16
Legal Subdivision	RIVERSTONE PLAT 2
Legal Tract	593600
Legal Block	1
Legal Lot Number	470
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1002
Census Tract	11209

Owner

3445 Atlantic Cir is owned by a company that bought it in July 2021 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	3445 ATLANTIC CIR, NAPLES, FL 34119-8637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	20216093661
Deed Book / Page	5980 / 65
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 12, 2021
Property Address	3445 ATLANTIC CIR, NAPLES, FL 34119-8637
Document Number	0059800065
Book / Page	5980 / 65
Map Reference	MB 52 PG 7
Instrument Date	Jul 2, 2021
Instrument	6093661
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5734 MANGO CIR, 5734, NAPLES, FL 34110-3401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	N SHERIDAN ROAD, CHICAGO, IL 60660

Mortgage

Document Number	598067
Date	Jul 12, 2021
Instrument	5980/67

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 27, 2019
Property Address	3445 ATLANTIC CIR, NAPLES, FL 34119-8637
Document Number	0056461626
Book / Page	005646 / 001626
Instrument Date	Jun 25, 2019
Instrument	5732378
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 ATLANTIC CIR NAPLES FL 341198637, NAPLES, FL 34119-8637

Tax Assessment & Valuation

The 2025 property tax bill for 3445 Atlantic Cir was $11,682 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,274,162 (+2.7%)	$1,473,832 (+18.79%) Land $391,637 Building $1,082,195
2025	$11,682.00 Homeowner's exemption	$1,240,664 Land $492,979 Building $747,685	$1,240,664 Land $492,979 Building $747,685
2023	$13,347.00 (+9.12%)	$1,334,924 (+16.38%) Land $411,550 Building $923,374	$1,334,924 (+16.38%) Land $411,550 Building $923,374
2022	$12,232.00	$1,147,008 Land $276,715 Building $870,293	$1,147,008 Land $276,715 Building $870,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3445 Atlantic Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3445 Atlantic Cir is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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